326 Wadena St, Duluth, MN 55803 Property Records

St. Louis County property record for 326 Wadena St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1953
Lot Size	0.257 acres (11,230 sqft)
Owner	Individual Name on Record
Last Sale	$241,000 (Nov 2023)
Tax Bill	$2,752 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3215-00100`

Property Details

APN / Parcel Number

Primary APN	`010-3215-00100`
Alternative APNs	`1065296` `1157739`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft
Basement Area	389 sqft
Finished Basement	389 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	11,230 sqft (0.257 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	68 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1157739
Street Address	326 WADENA ST
City	DULUTH
State	MN
Zip	55803-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX SLY 117 FT SERIAL #
Legal Subdivision	MENDENHALL DIVISION
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1020
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 WADENA ST, DULUTH, MN 55803-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Quit Claim Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE
Nov 2, 2020	Loan Modification, Mortgage HOUSING FIN AGCY
Jan 29, 2019	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Nov 24, 2020
Deed Document Number	20231477790
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	00A1396787
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 24, 2020
Property Address	326 WADENA ST, DULUTH, MN 55803-2049
Document Number	00A1396787
Instrument Date	Nov 12, 2020
Instrument	A1396787
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 WADENA ST DULUTH MN 558032049, DULUTH, MN 55803-2049

Mortgage

Document Number	A1396788
Date	Nov 24, 2020
Instrument	A1396788

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	326 WADENA ST, DULUTH, MN 55803-2049
Document Number	00A1396789
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 WADENA ST DULUTH MN 558032049, DULUTH, MN 55803-2049

Mortgage

Document Number	00A1396789
Date	Nov 24, 2020
Instrument	A1396789

Lender

Name	HOUSING FIN AGCY
Address	400 WABASHA ST N # 400, ST PAUL, MN 55102-1147

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 29, 2019
Property Address	326 WADENA ST, DULUTH, MN 55803-2049
Document Number	00A1349138
Instrument Date	Jan 9, 2019
Instrument	A1349138
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 WADENA ST DULUTH MN 558032049, DULUTH, MN 55803-2049

Mortgage

Document Number	A1349139
Date	Jan 29, 2019
Instrument	A1349139

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Mortgage

Document Number	1349140,
Date	Jan 29, 2019
Instrument	1349140

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,752.00 (+25.2%) Homeowner's exemption
2025	$2,198.00 (-3.09%) Homeowner's exemption	$239,400 (+28.92%) Land $36,900 Building $202,500	$239,400 (+28.92%) Land $36,900 Building $202,500
2024	$2,268.00	$185,700 (+12.21%) Land $38,600 Building $147,100	$185,700 (+12.21%) Land $38,600 Building $147,100
2022		$165,500 Land $44,800 Building $120,700	$165,500 Land $44,800 Building $120,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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