312 Wadena St, Duluth, MN 55803 Property Records

St. Louis County property record for 312 Wadena St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,196 sqft · built 1964
Lot Size	0.49 acres (21,348 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2015)
Tax Bill	$3,798 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3215-00065`

Property Details

APN / Parcel Number

Primary APN	`010-3215-00065`
Alternative APN	`927772`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,196 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	21,348 sqft (0.49 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	927772
Street Address	312 WADENA ST
City	DULUTH
State	MN
Zip	55803-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 40 FT OF LOT 6 AND W 40 FT OF LOT 7 SERIAL #
Legal Subdivision	MENDENHALL DIV DULUTH
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1020
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 WADENA ST, DULUTH, MN 55803-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Aug 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	20151276087
Last Transfer Date	Oct 25, 2024
Transfer Doc	0001498948
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	312 WADENA ST, DULUTH, MN 55803-2049
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001520957
Date	Oct 24, 2025
Instrument	1520957

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	312 WADENA ST, DULUTH, MN 55803-2049
Document Number	00A1393881
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WADENA ST DULUTH MN 558032049, DULUTH, MN 55803-2049

Mortgage

Document Number	00A1393881
Date	Oct 22, 2020
Instrument	A1393881

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Oct 21, 2042

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,798.00 (+11.71%) Homeowner's exemption
2025	$3,400.00 (-1.39%) Homeowner's exemption	$311,500 (+16.54%) Land $53,500 Building $258,000	$311,500 (+16.54%) Land $53,500 Building $258,000
2024	$3,448.00	$267,300 (+13.94%) Land $56,100 Building $211,200	$267,300 (+13.94%) Land $56,100 Building $211,200
2022		$234,600 Land $65,000 Building $169,600	$234,600 Land $65,000 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Wadena St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures