326 W Sears St, Denison, TX 75020 Property Records

Grayson County property record for 326 W Sears St, Denison, TX 75020

Property Summary

Property Type	Duplex
Details	3,494 sqft · built 1910
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on Record
Last Sale	$43,800 (Apr 2007)
Tax Bill	$7,799 (2025)
Deeds & Mortgages	May 2020 Loan Modification Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D016 3131326`

Property Details

APN / Parcel Number

Primary APN	`D016 3131326`
Alternative APN	`143012`

Interior

Units	5 Units
Stories	1 Story
Building Area	3,494 sqft Living Area
1st Floor Area	3,494 sqft
Upper Floors Area	1,414 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2010
Architectural Style	Duplex Single
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	224 sqft

Location & Zoning

Street Address	326 W SEARS ST
City	DENISON
State	TX
Zip	75020-3194
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OTP DENISON, BLOCK 34, LOT 7, ACRES .1722
Legal Subdivision	OTP DENISON
Legal Block	34
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2033
Census Tract	501

Owner

Source: Grayson County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	805 ALDER DR, ANNA, TX 75409-5069
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 16, 2020	Loan Modification, Mortgage FIRST UNITED BK
Aug 21, 2019	Quit Claim Deed, Transfer FIRST UNITED BK
Aug 2, 2019	Quit Claim Deed, Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO
Apr 29, 2019	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO
Nov 21, 2017	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2007 · Amount on Record
Deed Sale	Apr 9, 2007 · Amount on Record
Deed Document Number	20078384
Deed Book / Page	4224 / 700
Last Transfer Date	Aug 13, 2007
Transfer Doc	0000019982
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	326 W SEARS ST, DENISON, TX 75020-3194
Document Number	0000013056
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 BENTON DR #7108 ALLEN TX 750136345, 7108, ALLEN, TX 75013-6345

Mortgage

Document Number	0000013056
Date	Jun 2, 2020
Instrument	13056

Lender

Name	FIRST UNITED BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2025

Interest

Rate	4.75%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 21, 2019
Property Address	326 W SEARS ST, DENISON, TX 75020-3194
Document Number	0000020131
Instrument Date	Aug 20, 2019
Instrument	20131
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 BENTON DR #7108 ALLEN TX 750136345, 7108, ALLEN, TX 75013-6345

Mortgage

Document Number	20132
Date	Aug 21, 2019
Instrument	20132

Lender

Name	FIRST UNITED BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 2, 2019
Property Address	326 W SEARS ST, DENISON, TX 75020-3194
Document Number	0000018489
Instrument Date	Jul 27, 2019
Instrument	18489
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 BENTON DR #7108 ALLEN TX 750136345, 7108, ALLEN, TX 75013-6345

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 29, 2019
Property Address	326 W SEARS ST, DENISON, TX 75020-3194
Document Number	0000009662
Instrument Date	Apr 26, 2019
Instrument	9662
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BENTON DR #7108 ALLEN TX 750136345, 7108, ALLEN, TX 75013-6345

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	326 W SEARS ST, DENISON, TX 75020-3194
Document Number	0000000545
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Mortgage

Document Number	0000000545
Date	Jan 10, 2018
Instrument	545

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2019

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,799.00 (-1.74%)	$336,439 (-3.86%) Land $52,500 Building $283,939	$336,439 (-3.86%) Land $52,500 Building $283,939
2024	$7,937.00 (+1.24%)
2023		$349,954 Land $51,000 Building $298,954	$349,954 Land $51,000 Building $298,954
2022	$7,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

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