320 W Sears St, Denison, TX 75020 Property Records

Grayson County property record for 320 W Sears St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,499 sqft · built 1986
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Tax Bill	$1,347 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D016 3131325`

Property Details

APN / Parcel Number

Primary APN	`D016 3131325`
Alternative APN	`143011`

Interior

Building Area	1,499 sqft Living Area
Gross Area	2,005 sqft
1st Floor Area	1,499 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	243 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Utility Building	120 sqft

Location & Zoning

Account Number	143011
Old Parcel Number	D016 3131325
Street Address	320 W SEARS ST
City	DENISON
State	TX
Zip	75020-3161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTP DENISON, BLOCK 34, LOT 6, ACRES .1722
Legal Subdivision	OTP DENISON
Legal Block	34
Legal Lot Number	6
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2033
Census Tract	501

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 W SEARS ST, DENISON, TX 75020-3161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 21, 2017	Vendor's Lien, Transfer · Conventional Mortgage THE LENDING PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017
Deed Sale	Apr 21, 2017
Deed Document Number	2017-00008452
Deed Book / Page	5986 / 00596
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	320 W SEARS ST, DENISON, TX 75020-3161
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W SEARS ST, DENISON, TX 75020-3161

Mortgage

Document Number	0000022795
Date	Jul 5, 2022
Instrument	2022-22795

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 21, 2017
Property Address	320 W SEARS ST, DENISON, TX 75020-3161
Document Number	0000008452
Book / Page	5986 / 00596
Map Reference	MB 28 PG 362
Instrument Date	Apr 20, 2017
Instrument	2017-00008452
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W SEARS ST, DENISON, TX 75020-3161

Mortgage

Document Number	0000008453
Date	Apr 21, 2017
Instrument	2017-00008453

Lender

Name	THE LENDING PARTNERS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,306 (-13.31%) Land $52,500 Building $154,238	$206,738 (-5.33%) Land $52,500 Building $154,238
2024	$1,347.00 (-42.29%)
2023		$218,374 Land $51,000 Building $167,374	$218,374 Land $51,000 Building $167,374
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

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