Hamilton County property record for 326 W Midvale Ave, Chattanooga, TN 37405
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1988 |
| Lot Size | 0.15 acres (6,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,800 (Jun 1999) |
| Tax Bill | $603 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126C D 026 |
| Primary APN | 126C D 026 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,540 sqft (0.15 acres) |
| Lot Dimensions | 40 ft deep x 163 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000048890 |
|---|---|
| Street Address | 326 W MIDVALE AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4727 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 9 PAVILION TOWNHOMES PB 47 PG 60 REV 47-244 |
| Legal Subdivision | SMARTT EDMONDSON & C |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 326 W MIDVALE AVE APT 9, 9, CHATTANOOGA, TN 37405-4726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Aug 27, 2025 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 1999 · Amount on File |
| Deed Sale | Jun 15, 1999 · Amount on File |
| Prior Sale | Jun 16, 1999 · Amount on File |
| Deed Document Number | 0053790228 |
| Deed Book / Page | 126 |
| Last Transfer Date | Aug 27, 2025 |
| Transfer Doc | 0000000224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 11, 2026 |
| Property Address | 326 W MIDVALE AVE, CHATTANOOGA, TN 37405-4727 |
| Document Number | 0000000115 |
| Book / Page | 14400 / 364 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026115 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 326 W MIDVALE AVE, 9, CHATTANOOGA, TN 37405-4726 |
| Document Number | 0000000115, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 14400/364 |
| Instrument | 2026115 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 27, 2025 |
| Property Address | 326 W MIDVALE AVE, CHATTANOOGA, TN 37405-4727 |
| Document Number | 0000000224 |
| Book / Page | 14026 / 264 |
| Map Reference | MB 47 PG 244 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025082700224 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 326 W MIDVALE AVE APT 9, 9, CHATTANOOGA, TN 37405-4726 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 326 W MIDVALE AVE, CHATTANOOGA, TN 37405-4727 |
| Document Number | 0910000231 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 326 W MIDVALE AVE #9 CHATTANOOGA TN 374054726, 9, CHATTANOOGA, TN 37405-4726 |
| Document Number | 0910000231 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 011449/000485 |
| Instrument | 180910000231 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 9, 2028 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $603.00 (-0.66%) | $39,825 (+46.55%) | $159,300 (+46.55%) Land $40,000 Building $119,300 |
| 2024 | $607.00 (-46.33%) | $27,175 (-) | $108,700 (-) Land $30,000 Building $78,700 |
| 2023 | $1,131.00 (+19.56%) | $27,175 (-) | $108,700 (-) Land $30,000 Building $78,700 |
| 2022 | $946.00 | $27,175 | $108,700 Land $30,000 Building $78,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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