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321 W Midvale Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 321 W Midvale Ave, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,161 sqft · built 1960
Lot Size0.371 acres (16,200 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Oct 2019)
Tax Bill$1,092 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN126C F 028.01

Property Details

APN / Parcel Number

Primary APN126C F 028.01
Alternative APN
  • 0000048987

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,161 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,200 sqft (0.371 acres)
Lot Dimensions150 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000048987
Old Parcel Number126C F 02801
Street Address321 W MIDVALE AVE
CityCHATTANOOGA
StateTN
Zip37405-4709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 2 RESUB LT 72 CHATT ESTATES CO SUB PB30 PG210
Legal SubdivisionCHATT ESTATES CO
Legal Lot Number72
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1007
Census Tract10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address321 W MIDVALE AVE, CHATTANOOGA, TN 37405-4709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional with PMI
REGIONS MTG
Oct 22, 2019Warranty Deed, Transfer
NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2019 · Amount on File
Deed SaleOct 22, 2019 · Amount on File
Prior SaleOct 13, 2008 · Amount on File
Deed Document Number2019102200078
Deed Book / Page11795 / 576
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address321 W MIDVALE AVE, CHATTANOOGA, TN 37405-4709
Document Number1203000211
Instrument DateDec 1, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 W MIDVALE AVE CHATTANOOGA TN 374054709, CHATTANOOGA, TN 37405-4709

Mortgage

Document Number1203000211
DateDec 3, 2020
Book Page012256/000812
Instrument201203000211
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 2, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 22, 2019
Property Address321 W MIDVALE AVE, CHATTANOOGA, TN 37405-4709
Document Number1022000078
Book / Page011795 / 000576
Instrument DateOct 21, 2019
Instrument191022000078
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyNORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$425.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 W MIDVALE AVE CHATTANOOGA TN 374054709, CHATTANOOGA, TN 37405-4709

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,092.00 (+18.05%)$72,075 (+74.3%)$288,300 (+74.3%) Land $70,000 Building $218,300
2024$925.00 (-45.1%)$41,350 (-)$165,400 (-) Land $40,000 Building $125,400
2023$1,685.00 (+18.75%)$41,350 (-)$165,400 (-) Land $40,000 Building $125,400
2022$1,419.00$41,350$165,400 Land $40,000 Building $125,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Most Recent ClaimMar 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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