326 W Front St, Monroe, MI 48161 Property Records

Monroe County property record for 326 W Front St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,090 sqft
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2022)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`55-29-00456-005`

Property Details

APN / Parcel Number

Primary APN	`55-29-00456-005`
Alternative APN	`55 290 045 60`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
1st Floor Area	1,593 sqft
Basement Area	1,593 sqft
Finished Basement	359 sqft
Interior Walls	Plaster

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	352 ft deep x 104 ft wide
Terrain	Rolling
Garage Area	936 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	890 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	326 W FRONT ST
City	MONROE
State	MI
Zip	48161-2393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM ON N LI W FRONT ST 668.56 FT N 77D 12.8M W FR CL HARRISON ST; TH N 32D 17.7M E 369.93 FT; TH N 74D 23.75M W 100.60 FT;
Legal Subdivision	SWEENEY
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2005
Census Tract	832100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

326 W Front St is owned and occupied by an individual who bought it in February 2022.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	326 W FRONT ST, MONROE, MI 48161-2393
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Deed Document Number	20223675
Prior Transfer Date	Jun 30, 2010
Prior Transfer Doc	0000013219
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 18, 2022
Property Address	326 W FRONT ST, MONROE, MI 48161-2393
Document Number	0000003675
Instrument Date	Jan 3, 2022
Instrument	2022R03675
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 WOLVERINE AVE, 618, MONROE, MI 48161-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2926 LAKESHORE DR, MONROE, MI 48162-4428

Mortgage

Document Number	0000003676
Date	Feb 18, 2022
Instrument	2022R03676

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2042

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jul 27, 2018
Property Address	326 W FRONT ST, MONROE, MI 48161-2393
Document Number	0000013330
Instrument Date	Jul 20, 2018
Instrument	13330
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Lifetime Benefit
Address	326 W FRONT ST MONROE MI 481612393, MONROE, MI 48161-2393

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Aug 28, 2017
Property Address	326 W FRONT ST, MONROE, MI 48161-2393
Document Number	0000017530
Instrument Date	Jul 27, 2017
Instrument	17530
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W FRONT ST MONROE MI 481612393, MONROE, MI 48161-2393

Tax Assessment & Valuation

The 2025 property tax bill for 326 W Front St was $4,437 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,400 Land $119,400	$238,800 Land $238,800
2025	$4,437.00 Homeowner's exemption
2023	$2,179.00 Homeowner's exemption	$79,530	$159,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 326 W Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 326 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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