304 W Front St, Monroe, MI 48161 Property Records

Monroe County property record for 304 W Front St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,574 sqft · built 1850
Lot Size	0.559 acres (24,350 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2021)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`55-29-00456-002`

Property Details

APN / Parcel Number

Primary APN	`55-29-00456-002`
Alternative APN	`55 290 045 60`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,574 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	938 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,350 sqft (0.559 acres)
Lot Dimensions	343 ft deep x 64.6 ft wide
Garage Area	1,131 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Patio Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	304 W FRONT ST
City	MONROE
State	MI
Zip	48161-2393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT COMM ON N LI W FRONT ST 457.61 FT N 77D 12.8M W FR CL HARRISON ST; TH N 31D 11.2M E 357.04 FT; TH N 74D 23.75M W 58.69
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2005
Census Tract	832100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 W FRONT ST, MONROE, MI 48161-2393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Fiduciary Deed, Transfer
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Jun 6, 1997 · Amount on Record
Deed Document Number	202120597
Record Updated	Oct 29, 2026

March 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONROE MI
Recording Date	Mar 18, 2026
Property Address	304 W FRONT ST, MONROE, MI 48161-2393
Document Number	0000004221
Instrument Date	Feb 24, 2026
Instrument	2026R04221
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 W 3RD ST, MONROE, MI 48161-2341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W FRONT ST, MONROE, MI 48161-2393

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 4, 2021
Property Address	304 W FRONT ST, MONROE, MI 48161-2393
Document Number	2021R20597
Instrument Date	Aug 3, 2021
Instrument	2021R20597
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 W FRONT ST, 304, MONROE, MI 48161-2393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W FRONT ST, MONROE, MI 48161-2393

Mortgage

Document Number	2021R20598
Date	Aug 4, 2021
Instrument	2021R20598

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,800 (+19.89%) Land $48,700 Building $38,100	$173,600 (+19.89%) Land $97,400 Building $76,200
2025	$2,798.00 (+14.2%) Homeowner's exemption	$72,400 (+29.73%) Land $48,710 Building $23,690	$144,800 (+29.73%) Land $97,420 Building $47,380
2023	$2,450.00 Homeowner's exemption	$55,810	$111,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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