326 The Settlement, Boone, NC 28607 Property Records

Watauga County property record for 326 The Settlement, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,281 sqft · built 2001
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Dec 2020)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1899-78-5359-000`

Property Details

APN / Parcel Number

Primary APN	`1899-78-5359-000`
Alternative APN	`1817762`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,281 sqft Living Area
1st Floor Area	1,462 sqft
Basement Area	646 sqft
Finished Basement	646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	540 sqft
Patio Area	698 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1817762
Street Address	326 THE SETTLEMENT
City	BOONE
State	NC
Zip	28607-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 THE GROVE
Legal Subdivision	THE GROVE
Legal Lot Number	5
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1012
Census Tract	920602

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	326 THE SETTLEMENT, BOONE, NC 28607-9497
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Intrafamily Transfer, Transfer
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	2020699042
Deed Book / Page	2146 / 503
Last Transfer Date	Mar 3, 2026
Transfer Doc	0024740692
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Mar 4, 2026
Property Address	326 THE SETTLEMENT, BOONE, NC 28607-9497
Document Number	0024740692
Book / Page	2474 / 692
Map Reference	MB 14 PG 181
Instrument Date	Mar 3, 2026
Instrument	757916
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	326 THE SETTLEMENT, BOONE, NC 28607-9497

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 1, 2020
Property Address	326 THE SETTLEMENT, BOONE, NC 28607-9497
Document Number	0021460503
Book / Page	2146 / 503
Map Reference	MB 14 PG 181
Instrument Date	Nov 24, 2020
Instrument	699042
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 THE SETTLEMENT, BOONE, NC 28607-9497

Mortgage

Document Number	0000699043
Date	Dec 1, 2020
Instrument	699043

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,000 (-) Land $54,500 Building $496,500
2025	$2,197.00 (+0.5%)	$551,000 (-) Land $54,500 Building $496,500
2024	$2,186.00		$551,000 Land $54,500 Building $496,500
2023		$551,000 Land $54,500 Building $496,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on The Settlement

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