259 The Settlement, Boone, NC 28607 Property Records

Watauga County property record for 259 The Settlement, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,578 sqft · built 2005
Lot Size	3.31 acres (144,227 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Oct 2023)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1899-78-3324-000`

Property Details

APN / Parcel Number

Primary APN	`1899-78-3324-000`
Alternative APNs	`1899781260000` `1760773` `1610904`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,578 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,108 sqft
Finished Basement	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	144,227 sqft (3.31 acres)
Garage Type	Basement
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	194 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1610904
Street Address	259 THE SETTLEMENT
City	BOONE
State	NC
Zip	28607-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10, PB14 PG181
Legal Subdivision	THE GROVE SUBDIVISION
Legal Lot Number	9-10
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1012
Census Tract	920602

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	156 CREEK VIEW LN, BOONE, NC 28607-8352
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	2023735075
Deed Book / Page	2354 / 215
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 3, 2023
Property Address	259 THE SETTLEMENT, BOONE, NC 28607-9687
Document Number	0023540215
Book / Page	2354 / 215
Map Reference	MB 14 PG 181
Instrument Date	Sep 29, 2023
Instrument	735075
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CREEK VIEW LN, BOONE, NC 28607-8352

Mortgage

Document Number	0000735076
Date	Oct 3, 2023
Instrument	735076

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2033

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 30, 2017
Property Address	259 THE SETTLEMENT, BOONE, NC 28607-9687
Document Number	0019450069
Book / Page	001945 / 000069
Instrument Date	Oct 30, 2017
Instrument	663309
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$37.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	259 THE SETTLEMENT BOONE NC 286079687, BOONE, NC 28607-9687

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,800 (-) Land $105,100 Building $490,700
2025	$2,367.00	$595,800 (-) Land $105,100 Building $490,700
2024			$595,800 Land $105,100 Building $490,700
2023		$595,800 Land $105,100 Building $490,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on The Settlement

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