Hamilton County property record for 326 Stringer St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,728 sqft · built 2020 |
| Lot Size | 0.179 acres (7,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,010,000 (Jun 2024) |
| Tax Bill | $3,649 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C N 009 |
| Primary APN | 135C N 009 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,728 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,806 sqft (0.179 acres) |
| Lot Dimensions | 148 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000058985 |
|---|---|
| Street Address | 326 STRINGER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 12 WILLIAMS 2ND ADDN HILL CITY PB2 PG26 REV 97-86 |
| Legal Subdivision | WILLIAMS SECOND ADDITION TO HILL CITY |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 326 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit ANDREW JOHNSON BANK |
| Nov 25, 2020 | Warranty Deed, Transfer FIRST CHOICE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2024 · Amount on Record |
| Deed Sale | Jun 5, 2024 · Amount on Record |
| Prior Sale | Nov 25, 2020 · Amount on Record |
| Deed Document Number | 2024223 |
| Deed Book / Page | 13613 / 181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 5, 2024 |
| Property Address | 326 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Document Number | 0000000223 |
| Book / Page | 13613 / 181 |
| Map Reference | MB 7 PG 86 |
| Instrument Date | Jun 4, 2024 |
| Instrument | 2024060500223 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,737.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 326 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Document Number | 0000000226 |
|---|---|
| Date | Jun 5, 2024 |
| Instrument | 2024060500226 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 326 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000083 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 11199/198 |
| Instrument | 2017110800083 |
| Name | ANDREW JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | GREENEVILLE, TN 37743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 25, 2020 |
| Property Address | 326 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Document Number | 1125000174 |
| Book / Page | 012247 / 000438 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 201125000174 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $183.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 326 STRINGER ST CHATTANOOGA TN 374053228, CHATTANOOGA, TN 37405-3228 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,649.00 (+26.04%) | $240,750 (+86.05%) | $963,000 (+86.05%) Land $125,000 Building $838,000 |
| 2024 | $2,895.00 | $129,400 (-) | $517,600 (-) Land $70,000 Building $447,600 |
| 2023 | $2,895.00 | $129,400 (-) | $517,600 (-) Land $70,000 Building $447,600 |
| 2022 | $2,895.00 | $129,400 | $517,600 Land $70,000 Building $447,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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