Hamilton County property record for 318 Stringer St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,557 sqft · built 2012 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Sep 2022) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Mar 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C N 011 |
| Primary APN | 135C N 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,557 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000058987 |
|---|---|
| Old Parcel Number | 135C N011 |
| Street Address | 318 STRINGER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 WILLIAMS ADDN PB2 PG26 REV 94-173 95-111 |
| Legal Subdivision | WILLIAMS ADDN |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 318 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK |
| Nov 8, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK |
| Oct 25, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on Record |
| Deed Sale | Sep 1, 2022 · Amount on Record |
| Prior Sale | Aug 6, 2012 · Amount on Record |
| Deed Document Number | 2022090100147 |
| Deed Book / Page | 13076 / 913 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 318 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 318 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Document Number | 0000000286 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 12648/578 |
| Instrument | 2021091300286 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 318 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000070 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 13236/458 |
| Instrument | 2023031500070 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 318 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000000018 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 11198/760 |
| Instrument | 2017110800018 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 1, 2022 |
| Property Address | 318 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Document Number | 0000000147 |
| Book / Page | 13076 / 913 |
| Map Reference | MB 95 PG 111 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022090100147 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,887.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Document Number | 0130760915 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 13076-0915 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2037 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 25, 2017 |
| Property Address | 318 STRINGER ST, CHATTANOOGA, TN 37405-3228 |
| Book / Page | 011187 / 000119 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 133 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2019 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 318 STRINGER ST CHATTANOOGA TN 374053228, CHATTANOOGA, TN 37405-3228 |
| Document Number | 0000000133 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 011187/000119 |
| Instrument | 133 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 24, 2018 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 (+17.98%) | $181,450 (+74.09%) | $725,800 (+74.09%) Land $125,000 Building $600,800 |
| 2024 | $2,331.00 | $104,225 (-) | $416,900 (-) Land $70,000 Building $346,900 |
| 2023 | $2,331.00 | $104,225 (-) | $416,900 (-) Land $70,000 Building $346,900 |
| 2022 | $2,331.00 | $104,225 | $416,900 Land $70,000 Building $346,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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