326 Spruce St, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 326 Spruce St, Manchester, NH 03103

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details4 bd · 2.5 ba · 3,438 sqft · built 1941
Lot Size0.116 acres (5,051 sqft)
OwnerIndividual Name on File
Last Sale$129,900 (Jun 2000)
Tax Bill$8,609 (2024)
Deeds & MortgagesSep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN19737813

Property Details

APN / Parcel Number

Primary APN19737813
Alternative APN
  • MNCH M:0065 B:000 L:0017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories3 Stories
Building Area3,438 sqft Living Area
Gross Area5,222 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1969
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,051 sqft (0.116 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number19737813
Street Address326 SPRUCE ST
CityMANCHESTER
StateNH
Zip03103-4827
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Lot Number17
JurisdictionMANCHESTER CITY NH
Township / Civil DivisionMANCHESTER
Census Block Group5
Census Block5003
Census Tract1600

Owner

326 Spruce St, a residential property, is owned by an individual who bought it in June 2000.

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 407, NORTH SALEM, NH 03073-0407
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2000 · Amount on File
Deed SaleJun 12, 2000 · Amount on File
Deed Book / Page6251 / 53
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER CITY NH
Property Address326 SPRUCE ST, MANCHESTER, NH 03103-4827
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009532-569
DateSep 28, 2021
Book Page9532/569
Instrument210065802
Lender
NameSALEM COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
MunicipalityManchester City
Unified School DistrictManchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$8,609.00 (+3.81%)$439,700 (-) Land $84,700 Building $355,000
2023$8,293.00 (+3.4%)$439,700 (-) Land $84,700 Building $355,000$387,790
2022$8,020.00$439,700 Land $84,700 Building $355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 326 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER WATER WORKS
serves 123,500 people · EPA ID NH1471010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: T-Mobile.

Nearby Properties on Spruce St

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