316 Spruce St, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 316 Spruce St, Manchester, NH 03103

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1,421 sqft · built 1900
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Jun 2002)
Tax Bill	$10,685 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12837341`

Property Details

APN / Parcel Number

Primary APN	`12837341`
Alternative APN	`MNCH M:0065 B:000 L:0015`

Interior

Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,421 sqft Living Area
Gross Area	2,758 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12837341
Street Address	316 SPRUCE ST
City	MANCHESTER
State	NH
Zip	03103-4827
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Lot Number	15
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	5
Census Block	5003
Census Tract	1600

Owner

316 Spruce St, a residential property, is owned by an individual who bought it in June 2002.

Source: Hillsborough County and Manchester City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	373 S WILLOW ST, MANCHESTER, NH 03103-5751
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTMOUNT FNCL LP WESTMOUNT FNCL LP
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST MARYS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2002 · Amount on File
Deed Sale	Jun 3, 2002 · Amount on File
Prior Sale	Mar 16, 1999 · Amount on File
Deed Book / Page	6643 / 1692
Transfer Doc	5892001148
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	316 SPRUCE ST, MANCHESTER, NH 03103-4827
Document Number	0093721502
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 ASH ST MANCHESTER NH 031043706, MANCHESTER, NH 03104-3706

Mortgage

Document Number	0093721502
Date	Oct 30, 2020
Book Page	009372/001502
Instrument	200062924

Lender

Name	WESTMOUNT FNCL LP WESTMOUNT FNCL LP
Type	Bank
Address	PALM BEACH GARDENS, FL 33410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	316 SPRUCE ST, MANCHESTER, NH 03103-4827
Document Number	0091272457
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 ASH ST MANCHESTER NH 031043706, MANCHESTER, NH 03104-3706

Mortgage

Document Number	0091272457
Date	Nov 20, 2018
Book Page	009127/002457
Instrument	8051773

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,685.00 (+3.82%)	$545,700 (-) Land $78,000 Building $467,700
2023	$10,292.00 (+3.4%)	$545,700 (-) Land $78,000 Building $467,700	$461,415
2022	$9,954.00	$545,700 Land $78,000 Building $467,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 316 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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