Banks County property record for 326 Sims Bridge Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,088 sqft · built 2013 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,580 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B78 071B |
| Primary APN | B78 071B |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,088 sqft Heated Area |
| 1st Floor Area | 1,088 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 96,703 sqft (2.22 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 120 sqft |
| Lean-To | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9913 |
|---|---|
| Street Address | 326 SIMS BRIDGE RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | GMD 207 2.22AC PB33-129 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 970400 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 326 SIMS BRIDGE RD, COMMERCE, GA 30530-6859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2013 |
| Deed Sale | Apr 5, 2013 |
| Deed Document Number | 0000388293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 326 SIMS BRIDGE RD, COMMERCE, GA 30530-6859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 326 SIMS BRIDGE RD, COMMERCE, GA 30530-6859 |
| Document Number | 0000000481/0000000505 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 0000000481/0000000505 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,580.00 (-3.25%) Homeowner's exemption | $88,973 (+4.79%) Land $18,964 Building $70,009 | $222,432 (+4.79%) Land $47,410 Building $175,022 |
| 2024 | $1,633.00 (+47.92%) Homeowner's exemption | $84,902 (+14.33%) Land $17,240 Building $67,662 | $212,255 (+14.33%) Land $43,100 Building $169,155 |
| 2023 | $1,104.00 (-16.8%) Homeowner's exemption | $74,258 (+13.94%) Land $14,554 Building $59,704 | $185,645 (+13.94%) Land $36,386 Building $149,259 |
| 2022 | $1,327.00 Homeowner's exemption | $65,174 Land $13,158 Building $52,016 | $162,935 Land $32,896 Building $130,039 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Windstream.
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