315 Sims Bridge Rd, Commerce, GA 30530 Property Records

Banks County property record for 315 Sims Bridge Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,382 sqft · built 2002
Lot Size	9.25 acres (402,930 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,074 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B78 006A`

Property Details

APN / Parcel Number

Primary APN	`B78 006A`
Alternative APN	`750`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,382 sqft Heated Area
1st Floor Area	2,996 sqft
Basement Area	2,996 sqft
Finished Basement	2,996 sqft
Unfinished Basement	2,996 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	402,930 sqft (9.25 acres)
Garage Area	925 sqft

Exterior Amenities

Porch	Slab
Porch Area	713 sqft
Deck Area	344 sqft
Patio Area	515 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	750
Street Address	315 SIMS BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-6868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TRCT2 PB 25-61
Legal Subdivision	00200-I-85 AREA 6000
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2050
Census Tract	970400

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31983 S DRYLAND RD, MOLALLA, OR 97038-9566
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GSTT
Apr 3, 2023	Special Warranty Deed, Foreclosure
Feb 7, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023
Deed Sale	Jul 12, 2023
Prior Sale	Apr 17, 2023 · Amount on Record
Deed Document Number	2023538
Deed Book / Page	546 / 604
Record Updated	Sep 20, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 12, 2023
Property Address	315 SIMS BRIDGE RD, COMMERCE, GA 30530-6868
Document Number	000546/604
Book / Page	546 / 604
Instrument Date	Jun 22, 2023
Instrument	2023000538
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31983 S DRYLAND RD, MOLALLA, OR 97038-9566

Mortgage

Document Number	0000546607
Date	Jul 12, 2023
Instrument	546/607

Lender

Name	GSTT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2023

April 2023: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 3, 2023
Property Address	315 SIMS BRIDGE RD, COMMERCE, GA 30530-6868
Document Number	000543/240
Book / Page	543 / 240
Instrument Date	Apr 3, 2023
Instrument	2023-000289
Transaction Type	Foreclosure
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Feb 7, 2023
Property Address	315 SIMS BRIDGE RD, COMMERCE, GA 30530-6868
Document Number	000541/433
Book / Page	541 / 433
Instrument Date	Feb 7, 2023
Instrument	2023-000106
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RESEARCH PKWY, MERIDEN, CT 06450-8301

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,074.00 (+37.88%)	$422,928 (+42.29%) Land $51,956 Building $370,972	$1,057,319 (+42.29%) Land $129,890 Building $927,429
2024	$5,856.00 (+27.39%)	$297,224 (+31.6%) Land $47,233 Building $249,991	$743,059 (+31.6%) Land $118,082 Building $624,977
2023	$4,597.00 (+9.71%)	$225,856 (+13.25%) Land $38,388 Building $187,468	$564,639 (+13.25%) Land $95,969 Building $468,670
2022	$4,190.00	$199,438 Land $36,698 Building $162,740	$498,595 Land $91,746 Building $406,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Windstream.

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