326 Silver Lake Dr, Chico, CA 95973 Property Records

Butte County property record for 326 Silver Lake Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,893 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$355,000 (May 2018)
Tax Bill	$4,761 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-600-009-000`

Property Details

APN / Parcel Number

Primary APN	`006-600-009-000`
Alternative APN	`006-600-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,893 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-600-009
Street Address	326 SILVER LAKE DR
City	CHICO
State	CA
Zip	95973-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 AMBER GROVE PHASE 2
Legal Subdivision	AMBER GROVE PHASE 1
Legal Lot Number	51
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1005
Census Tract	404

Owner

326 Silver Lake Dr is owned by a company that acquired it in May 2019.

Source: Butte County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	316 SILVER LAKE DR, CHICO, CA 95973-5834
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jun 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 16, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Prior Sale	Jan 4, 1999 · Amount on File
Deed Document Number	201816363
Last Transfer Date	May 15, 2019
Transfer Doc	0000029788
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	326 SILVER LAKE DR, CHICO, CA 95973-5834
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 SILVER LAKE DR, CHICO, CA 95973-5834

Mortgage

Document Number	0000000715
Date	Jan 7, 2021
Instrument	2021-0000715

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 25, 2019
Property Address	326 SILVER LAKE DR, CHICO, CA 95973-5834
Document Number	0000029788
Instrument Date	May 15, 2019
Instrument	29788
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	316 SILVER LAKE DR CHICO CA 959735834, CHICO, CA 95973-5834

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 16, 2018
Property Address	326 SILVER LAKE DR, CHICO, CA 95973-5834
Document Number	0000016363
Instrument Date	May 10, 2018
Instrument	16363
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 SILVER LAKE DR CHICO CA 959735834, CHICO, CA 95973-5834

Mortgage

Document Number	16364
Date	May 16, 2018
Instrument	16364

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 326 Silver Lake Dr was $4,761.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,001 (+2%) Land $168,281 Building $243,720
2025	$4,761.00	$403,924 Land $164,982 Building $238,942
2024			$508,410
2023	$4,415.00 (+1.59%)	$388,241 Land $158,577 Building $229,664
2022	$4,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Silver Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 326 Silver Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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