309 Silver Lake Dr, Chico, CA 95973 Property Records

Butte County property record for 309 Silver Lake Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2017)
Tax Bill	$5,153 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-600-017-000`

Property Details

APN / Parcel Number

Primary APN	`006-600-017-000`
Alternative APN	`006-600-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modern
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	006-600-017
Street Address	309 SILVER LAKE DR
City	CHICO
State	CA
Zip	95973-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 AMBER GROVE PHASE 2
Legal Subdivision	AMBER GROVE PHASE 1
Legal Lot Number	67
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1004
Census Tract	404

Owner

309 Silver Lake Dr is owned and occupied by two individuals who acquired it in June 2019.

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 SILVER LAKE DR, CHICO, CA 95973-5809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 5, 2017	Grant Deed, Transfer · Conventional with PMI BARNES RICHARD & C F/TR (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Sep 30, 2004 · Amount on File
Deed Document Number	201730706
Last Transfer Date	Jun 5, 2019
Transfer Doc	0000027460
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	309 SILVER LAKE DR, CHICO, CA 95973-5809
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SILVER LAKE DR, CHICO, CA 95973-5809

Mortgage

Document Number	0000039388
Date	Sep 7, 2021
Instrument	2021-0039388

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jun 10, 2019
Property Address	309 SILVER LAKE DR, CHICO, CA 95973-5809
Document Number	0000027460
Map Reference	MB 135 PG 13-18
Instrument Date	Jun 5, 2019
Instrument	2019-0027460
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	309 SILVER LAKE DR, CHICO, CA 95973-5809

Mortgage

Document Number	0000027461
Date	Jun 10, 2019
Instrument	2019-0027461

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 5, 2017
Property Address	309 SILVER LAKE DR, CHICO, CA 95973-5809
Document Number	0000030706
Instrument Date	Aug 17, 2017
Instrument	30706
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	309 SILVER LAKE DR CHICO CA 959735809, CHICO, CA 95973-5809

Mortgage

Document Number	30707
Date	Sep 5, 2017
Instrument	30707

Lender

Name	BARNES RICHARD & C F/TR (LT)
Address	7330 N PALM AVE # 106, FRESNO, CA 93711-5768

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 309 Silver Lake Dr was $5,153 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,954 (+2%) Land $162,479 Building $291,475
2025	$5,153.00 Homeowner's exemption	$445,054 Land $159,294 Building $285,760
2024			$530,370
2023	$4,277.00 (+1.64%) Homeowner's exemption	$382,773 Land $153,109 Building $229,664
2022	$4,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Silver Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Silver Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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