326 Shade Tree Dr, Talking Rock, GA 30175 Property Records

Gilmer County property record for 326 Shade Tree Dr, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft · built 2007
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$429,000 (Feb 2024)
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Feb 2024 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3012B 056`

Property Details

APN / Parcel Number

Primary APN	`3012B 056`
Alternative APN	`8671`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,424 sqft Heated Area
1st Floor Area	1,104 sqft
2nd Floor Area	320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Porch	Open Porch
Deck Area	343 sqft
Patio Area	795 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8671
Street Address	326 SHADE TREE DR
City	TALKING ROCK
State	GA
Zip	30175-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1693 TALKING ROCK CRK LL82&99
Legal Subdivision	TALKING ROCK CREEK
Legal Block	42
Legal Lot Number	1693
Jurisdiction	GILMER GA
Township / Civil Division	CARTERS LAKE
Census Block Group	1
Census Block	1038
Census Tract	80401

Owner

326 Shade Tree Dr is owned by an individual who bought it in February 2024.

Source: Gilmer County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	328 MAYES FARM TRL NW, MARIETTA, GA 30064-5604
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Sep 4, 2020	Warranty Deed, Transfer
Aug 28, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Sep 4, 2020
Deed Document Number	0000026626
Deed Book / Page	2662 / 6
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Feb 16, 2024
Property Address	326 SHADE TREE DR, TALKING ROCK, GA 30175-2334
Document Number	00002662/6
Book / Page	2662 / 6
Instrument Date	Feb 14, 2024
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 SHADE TREE DR, RANGER, GA 30734-0600

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	326 SHADE TREE DR, TALKING ROCK, GA 30175-2334
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 SHADE TREE DR

Mortgage

Document Number	0000002383/0000000460
Date	May 24, 2021
Book Page	0000002383/0000000460

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Sep 4, 2020
Property Address	326 SHADE TREE DR, TALKING ROCK, GA 30175-2334
Document Number	002286/392
Book / Page	2286 / 392
Instrument Date	Sep 4, 2020
Instrument	2020-002463
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 SHADE TREE DR, RANGER, GA 30734-0600
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Aug 28, 2020
Property Address	326 SHADE TREE DR, TALKING ROCK, GA 30175-2334
Document Number	002286/370
Book / Page	2286 / 370
Instrument Date	Aug 28, 2020
Instrument	2020-002461
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 SHADE TREE DR, RANGER, GA 30734-0600
Investor	Possibly a Property Investor

Mortgage

Document Number	0002286372
Date	Aug 28, 2020
Instrument	2286/372

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 326 Shade Tree Dr was $2,142.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,142.00	$138,680 Land $8,800 Building $129,880	$346,700 Land $22,000 Building $324,700
2023	$1,695.00 (-12.94%) Homeowner's exemption	$127,160 (+14.89%) Land $4,800 Building $122,360	$317,900 (+14.89%) Land $12,000 Building $305,900
2022	$1,947.00 Homeowner's exemption	$110,680 Land $3,600 Building $107,080	$276,700 Land $9,000 Building $267,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 326 Shade Tree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Shade Tree Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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