220 Shade Tree Dr, Talking Rock, GA 30175 Property Records

Gilmer County property record for 220 Shade Tree Dr, Talking Rock, GA 30175

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.77 acres (120,661 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Jun 2022)
Tax Bill	$137 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3012A 002`

Property Details

APN / Parcel Number

Primary APN	`3012A 002`
Alternative APN	`8558`

Exterior

Lot Area	120,661 sqft (2.77 acres)

Location & Zoning

Account Number	8558
Street Address	220 SHADE TREE DR
City	TALKING ROCK
State	GA
Zip	30175
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R2
Legal Description	LT 1695 TALKING ROCK CREEK
Legal Subdivision	TALKING ROCK CREEK
Legal Phase	44
Legal Lot Number	1695
Jurisdiction	GILMER GA
Township / Civil Division	CARTERS LAKE
Census Block Group	1
Census Block	1038
Census Tract	80401

Owner

Source: Gilmer County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 PLEASANT GAP RD, ELLIJAY, GA 30540-3057
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK
Jun 10, 2022	Warranty Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK
Apr 14, 2012	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Apr 14, 2012
Deed Document Number	0002520317
Deed Book / Page	2520 / 317
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 10, 2022
Property Address	220 SHADE TREE DR, TALKING ROCK, GA 30175
Document Number	002520/317
Book / Page	2520 / 317
Instrument Date	Jun 10, 2022
Instrument	2022-002559
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 PLEASANT GAP RD, ELLIJAY, GA 30540-3057

Mortgage

Document Number	0002520318
Date	Jun 10, 2022
Instrument	2520/318

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2037

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 10, 2022
Property Address	220 SHADE TREE DR, TALKING ROCK, GA 30175
Document Number	002520/317
Book / Page	2520 / 317
Instrument Date	Jun 10, 2022
Instrument	2022-002559
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 PLEASANT GAP RD, ELLIJAY, GA 30540-3057

Mortgage

Document Number	0002520318
Date	Jun 10, 2022
Instrument	2520/318

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2037

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Apr 14, 2012
Property Address	220 SHADE TREE DR, TALKING ROCK, GA 30175
Document Number	001732/102
Book / Page	1732 / 102
Instrument Date	Apr 14, 2012
Instrument	2012-001112
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 NORTHWINDS PKWY STE 330, 330, ALPHARETTA, GA 30009-2245

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$137.00 (+53.93%)	$8,880 (+58.57%) Land $8,880	$22,200 (+58.57%) Land $22,200
2023	$89.00	$5,600 Land $5,600	$14,000 Land $14,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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