Montezuma County property record for 326 S Maple St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1995 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (May 2011) |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | Feb 2016 Second Mortgage Sep 2006 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009766 |
| Primary APN | R009766 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Open Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | R009766 |
|---|---|
| Street Address | 326 S MAPLE ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: CHAMBERLINS ADDITION LOT: 19-20 BLOCK: 58 B 576 P 891 B 691 P 275-281 |
| Legal Subdivision | CHAMBERLINS ADDITION |
| Legal Block | 58 |
| Legal Lot Number | 19-20 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 969400 |
326 S Maple St is owned and occupied by an individual who bought it in May 2011.
Source: Montezuma County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2016 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WELLS FARGO BANK NA |
| Sep 20, 2006 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2011 · Amount on File |
| Deed Sale | May 13, 2011 · Amount on File |
| Prior Sale | Sep 20, 2006 · Amount on File |
| Deed Document Number | 2011576731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 326 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000604072 |
|---|---|
| Date | Feb 1, 2016 |
| Instrument | 604072 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Sep 20, 2006 |
| Property Address | 326 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Document Number | 0000543442 |
| Map Reference | MB3 PG36 |
| Instrument Date | Sep 20, 2006 |
| Instrument | 543442 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | COLORADO TITLE LLC, COLORADO LAND TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 326 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Investor | Possibly a Property Investor |
| Document Number | 0000543443 |
|---|---|
| Date | Sep 20, 2006 |
| Instrument | 543443 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 456 Months |
| Due | Sep 20, 2044 |
The 2025 property tax bill for 326 S Maple St was $929, up 56.1% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929.00 (+56.13%) | $18,420 (+58.86%) Land $1,469 Building $16,951 | $231,408 (+58.86%) Land $18,460 Building $212,948 |
| 2024 | $595.00 (+9.78%) | $11,595 (-27.41%) Land $1,797 Building $9,798 | $145,665 (-27.41%) Land $22,574 Building $123,091 |
| 2023 | $542.00 (+4.63%) | $15,973 (+49.09%) Land $2,475 Building $13,498 | $200,665 (+49.08%) Land $31,098 Building $169,567 |
| 2022 | $518.00 | $10,714 Land $1,130 Building $9,584 | $134,600 Land $14,200 Building $120,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 326 S Maple St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 326 S Maple St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile, Visionary Broadband.
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