Montezuma County property record for 314 S Maple St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1932 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Aug 2005) |
| Tax Bill | $515 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Nov 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009768 |
| Primary APN | R009768 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 780 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,100 sqft (0.163 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Account Number | R009768 |
|---|---|
| Street Address | 314 S MAPLE ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: CHAMBERLINS ADDITION LOT: 15-16 BLOCK: 58 B 601 P 151 B 638 P 956 B 666 P 841 |
| Legal Subdivision | CHAMBERLINS ADDITION |
| Legal Block | 58 |
| Legal Lot Number | 15-16 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Beneficiary Deed, Transfer |
| Nov 6, 2023 | Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK |
| Jun 3, 2021 | Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2005 · Amount on Record |
| Deed Sale | Aug 22, 2005 · Amount on Record |
| Prior Sale | Dec 1, 2003 |
| Deed Document Number | 2005533995 |
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0000664280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 12, 2025 |
| Property Address | 314 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Document Number | 0000664280 |
| Map Reference | MB 666 PG 841 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 664280 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 KIRKWOOD DR APT 101, 101, FORT COLLINS, CO 80525-1964 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 314 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 314 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Document Number | 0000653472 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 653472 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | DOLORES, CO 81323 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 314 S MAPLE ST, CORTEZ, CO 81321-3645 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 637636 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 637636 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515.00 (+95.82%) | $10,221 (+99.08%) Land $1,469 Building $8,752 | $128,404 (+99.08%) Land $18,460 Building $109,944 |
| 2024 | $263.00 (+9.58%) | $5,134 (-46.03%) Land $1,336 Building $3,798 | $64,499 (-46.03%) Land $16,785 Building $47,714 |
| 2023 | $240.00 (-18.09%) | $9,512 (+56.73%) Land $2,475 Building $7,037 | $119,499 (+56.73%) Land $31,098 Building $88,401 |
| 2022 | $293.00 | $6,069 Land $1,130 Building $4,939 | $76,246 Land $14,200 Building $62,046 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile, Visionary Broadband.
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