Hamilton County property record for 326 S Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 6,634 sqft · built 1900 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $621,000 (Sep 2017) |
| Tax Bill | $3,975 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 156K J 011 |
| Primary APN | 156K J 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 6,634 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Clay Tile |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 310 ft deep x 157 ft wide |
| Pool Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000093143 |
|---|---|
| Street Address | 326 S CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-5911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0128 01 10 LTS 5-7 BLK 1 DR R P JOHNSONS PROPERTY PB 4 PG 22 |
| Legal Subdivision | JOHNSONS R P DR PROP |
| Legal Block | 1 |
| Legal Lot Number | 5-7 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2500 |
Source: Hamilton County records · APN 156K J 011
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 326 S CREST RD, CHATTANOOGA, TN 37404-5911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK |
| Sep 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on Record |
| Deed Sale | Sep 13, 2017 · Amount on Record |
| Prior Sale | Sep 25, 1996 · Amount on Record |
| Deed Document Number | 2017091300089 |
| Deed Book / Page | 11153 / 200 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 326 S CREST RD, CHATTANOOGA, TN 37404-5911 |
| Document Number | 0205000143 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 326 S CREST RD CHATTANOOGA TN 374045911, CHATTANOOGA, TN 37404-5911 |
| Document Number | 0205000143 |
|---|---|
| Date | Feb 05, 2020 |
| Book Page | 011899/000953 |
| Instrument | 200205000143 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 04, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 13, 2017 |
| Property Address | 326 S CREST RD, CHATTANOOGA, TN 37404-5911 |
| Document Number | 0000000089 |
| Book / Page | 11153 / 200 |
| Map Reference | MB4 PG22 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 2017091300089 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,297.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 326 S CREST RD, CHATTANOOGA, TN 37404-5911 |
| Document Number | 0000000090 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2017091300090 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,975.00 (+2.05%) | $262,275 (+50.65%) | $1,049,100 (+50.65%) Land $300,000 Building $749,100 |
| 2024 | $3,895.00 | $174,100 (-) | $696,400 (-) Land $262,500 Building $433,900 |
| 2023 | $3,895.00 | $174,100 (-) | $696,400 (-) Land $262,500 Building $433,900 |
| 2022 | $3,895.00 | $174,100 | $696,400 Land $262,500 Building $433,900 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 182 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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