Madison County property record for 326 Pinnacle View Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,336 sqft |
| Owner | Individual Name on File |
| Last Sale | $233,000 (Jan 2024) |
| Tax Bill | $2,197 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0006-0035 |
| Primary APN | 0074-0006-0035 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,336 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 47706 |
|---|---|
| Street Address | 326 PINNACLE VIEW DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINNACLE VIEW LOT 35 |
| Legal Subdivision | PINNACLE |
| Legal Lot Number | 35 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11304 |
Source: Madison County records · APN 0074-0006-0035
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 326 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Jan 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRANSPORTATION FCU |
| Jan 08, 2024 | Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2024 · Amount on Record |
| Deed Sale | Jan 08, 2024 · Amount on Record |
| Deed Document Number | 2014185020 |
| Deed Book / Page | D847 / 531 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 326 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 326 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | 0M2438/414 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | M2438/414 |
| Instrument | 2014310920 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 326 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | CLOSELINE LLC |
| Name | Verified Name |
|---|
| Document Number | 0M2438/435 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | M2438/435 |
| Instrument | 2014310941 |
| Name | TRANSPORTATION FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 04, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 08, 2024 |
| Property Address | 326 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | 00D847/531 |
| Book / Page | D847 / 531 |
| Map Reference | MB 16 PG 88 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2014185020 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1032 BURNELL DR, BEREA, KY 40403-9040 |
| Name | Verified Name |
|---|---|
| Address | 326 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | 2014185021 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | 2014185021 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,197.00 (+114.55%) Additional exemption filed | $233,000 (+53.29%) | $233,000 (+53.29%) |
| 2023 | $1,024.00 (-5.54%) Homeowner's exemption | $152,000 (-) | $152,000 (-) |
| 2022 | $1,084.00 Homeowner's exemption | $152,000 | $152,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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