Madison County property record for 315 Pinnacle View Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft |
| Lot Size | 0.53 acres (23,126 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,500 (Sep 2026) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0006-0020 |
| Primary APN | 0074-0006-0020 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,144 sqft Living Area |
|---|---|
| 1st Floor Area | 904 sqft |
| Basement Area | 904 sqft |
| Unfinished Basement | 904 sqft |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Lot Area | 23,126 sqft (0.53 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 75613 |
|---|---|
| Street Address | 315 PINNACLE VIEW DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINNACLE VIEW LOT 20 |
| Legal Subdivision | PINNACLE |
| Legal Lot Number | 20 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11304 |
Source: Madison County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 30, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY OF KENTUCKY FCU |
| Jun 27, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on Record |
| Deed Sale | Sep 10, 2026 · Amount on Record |
| Prior Sale | Sep 16, 2024 · Amount on Record |
| Deed Document Number | 202614374980 |
| Deed Book / Page | 888 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 10, 2026 |
| Property Address | 315 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | 0014374980 |
| Book / Page | 888 / 194 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202614374980 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,269.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | 0014374981, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202614374981 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 315 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0M2083/288 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | M2083/288 |
| Instrument | 2014049160 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 30, 2019 |
| Property Address | 315 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | D00772/686 |
| Book / Page | D00772 / 686 |
| Map Reference | CAB 16 SL 88 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2013991726 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 724 GABBARDTOWN RD, 724, BEREA, KY 40403-9273 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 315 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | 2013991727 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2013991727 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 27, 2018 |
| Property Address | 315 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | D00761/257 |
| Book / Page | D00761 / 257 |
| Instrument Date | Sep 10, 2012 |
| Instrument | 2013977907 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 724 GABBARDTOWN RD, BEREA, KY 40403-9273 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 (+37.95%) | $252,500 (+41.85%) | $252,500 (+41.85%) |
| 2023 | $1,726.00 | $178,000 | $178,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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