326 Orchard Ave, Ballwin, MO 63021 Property Records

St. Louis County property record for 326 Orchard Ave, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 974 sqft · built 1969
Lot Size	0.158 acres (6,865 sqft)
Owner	Company Name on Record
Last Sale	$187,500 (Aug 2020)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23R-61-1617`

Property Details

APN / Parcel Number

Primary APN	`23R-61-1617`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	974 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Asbestos
Foundation Type	Raised
Lot Area	6,865 sqft (0.158 acres)
Lot Dimensions	43 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	64 sqft
Porch	Enclosed Frame Porch
Porch Area	284 sqft
Shed	1 Shed
Shed Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 ORCHARD AVE
City	BALLWIN
State	MO
Zip	63021-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS LOT 8
Legal Subdivision	MANCHESTER HILLS
Legal Block	19
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2007
Census Tract	217931

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	326 ORCHARD AVE, BALLWIN, MO 63021-5200
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	20201232
Deed Book / Page	24230 / 5838
Prior Transfer Date	Apr 1, 2006
Prior Transfer Doc	0171743871
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	326 ORCHARD AVE, BALLWIN, MO 63021-5200
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 ORCHARD AVE, BALLWIN, MO 63021

Mortgage

Document Number	0242305841
Date	Aug 18, 2020
Book Page	24230/5841
Instrument	2020081801233

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,860 (-) Land $23,660 Building $21,200	$236,100 (-) Land $124,500 Building $111,600
2025	$2,229.00 (+0.18%)	$44,860 (+33%) Land $23,660 Building $21,200	$236,100 (+33.01%) Land $124,500 Building $111,600
2024	$2,225.00 (-0.89%)
2023	$2,245.00	$33,730 Land $17,750 Building $15,980	$177,500 Land $93,400 Building $84,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20