St. Louis County property record for 324 Orchard Ave, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 948 sqft · built 1959 |
| Lot Size | 0.157 acres (6,817 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,500 (Oct 1998) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23R-61-1592 |
| Primary APN | 23R-61-1592 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,817 sqft (0.157 acres) |
| Lot Dimensions | 43 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Carport |
| Garage Area | 340 sqft |
| Carport | Carport |
| Carport Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 324 ORCHARD AVE |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 66R |
| Legal Description | MANCHESTER HILLS LOT 7 |
| Legal Subdivision | MANCHESTER HILLS |
| Legal Block | 19 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 217931 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 ORCHARD AVE, BALLWIN, MO 63021-5200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 1998 · Amount on Record |
| Deed Sale | Oct 9, 1998 · Amount on Record |
| Deed Document Number | 19981242 |
| Deed Book / Page | 1800 / 1632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 324 ORCHARD AVE, BALLWIN, MO 63021-5200 |
| Document Number | 0236943194 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 324 ORCHARD AVE BALLWIN MO 630215200, BALLWIN, MO 63021-5200 |
| Document Number | 0236943194 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 023694/003194 |
| Instrument | 530 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Winchester City |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,210 (-) Land $23,640 Building $16,570 | $211,600 (-) Land $124,400 Building $87,200 | |
| 2025 | $2,232.00 (+0.09%) | $40,210 (+18.96%) Land $23,640 Building $16,570 | $211,600 (+18.94%) Land $124,400 Building $87,200 |
| 2024 | $2,230.00 (-0.84%) | ||
| 2023 | $2,249.00 | $33,800 Land $17,730 Building $16,070 | $177,900 Land $93,300 Building $84,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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