Clay County property record for 326 Mull Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,680 sqft · built 2015 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,202 (2026) |
| Deeds & Mortgages | Oct 2022 Transfer Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 559200646020 |
| Primary APN | 559200646020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,680 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 129,373 sqft (2.97 acres) |
| Account Number | 621446000 |
|---|---|
| Street Address | 326 MULL RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NO1 SR 1307 |
| Legal Subdivision | TUSQUITTEE TOWNSHIP |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950102 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 326 MULL RD, HAYESVILLE, NC 28904-6099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Intrafamily Transfer, Transfer |
| Aug 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2022 |
| Transfer Doc | 000469/130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Oct 12, 2022 |
| Property Address | 326 MULL RD, HAYESVILLE, NC 28904-6099 |
| Document Number | 000469/130 |
| Book / Page | 469 / 130 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022002636 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 326 MULL RD, 326, HAYESVILLE, NC 28904-6099 |
| Name | Verified Name |
|---|---|
| Address | 326 MULL RD, HAYESVILLE, NC 28904-6099 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 326 MULL RD, HAYESVILLE, NC 28904-6099 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017001625 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 014/049 |
| Instrument | 2017001625 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | Raleigh, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,202.00 (+10.89%) | $355,700 (+69.79%) Land $45,700 Building $310,000 | $355,700 (+69.79%) Land $45,700 Building $310,000 |
| 2025 | $1,084.00 (+224.55%) | $209,500 (+187.77%) Land $30,800 Building $178,700 | $209,500 (+187.77%) Land $30,800 Building $178,700 |
| 2023 | $334.00 | $72,800 Land $30,800 Building $42,000 | $72,800 Land $30,800 Building $42,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
No cell data coverage reported
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