285 Mull Rd, Hayesville, NC 28904 Property Records

Clay County property record for 285 Mull Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Nov 2019)
Tax Bill	$954 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`559200529709`

Property Details

APN / Parcel Number

Primary APN	`559200529709`
Alternative APN	`617928000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,280 sqft Heated Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	617928000
Street Address	285 MULL RD
City	HAYESVILLE
State	NC
Zip	28904-6188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1307 TUSQUITTEE
Legal Tract	1
Jurisdiction	CLAY NC
Township / Civil Division	TUSQUITTEE
Census Block Group	2
Census Block	2037
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 MULL RD, HAYESVILLE, NC 28904-6188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 15, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	Dec 4, 2008 · Amount on Record
Deed Document Number	20192744
Deed Book / Page	435 / 145
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	285 MULL RD, HAYESVILLE, NC 28904-6188
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000Q15/1
Date	Nov 19, 2020
Book Page	Q15/1
Instrument	2020003025

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 15, 2019
Property Address	285 MULL RD, HAYESVILLE, NC 28904-6188
Document Number	00435/0145
Book / Page	435 / 0145
Map Reference	CAB 6 SL 124
Instrument Date	Nov 15, 2019
Instrument	2019002744
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9559 TUSQUITTEE RD, 9559, HAYESVILLE, NC 28904-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MULL RD, HAYESVILLE, NC 28904-6188

Mortgage

Document Number	2019002745
Date	Nov 15, 2019
Instrument	2019002745

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$954.00 (+33.8%)	$315,000 (+84.75%) Land $42,500 Building $272,500	$315,000 (+84.75%) Land $42,500 Building $272,500
2025	$713.00 (+23.57%)	$170,500 (-) Land $30,500 Building $140,000	$170,500 (-) Land $30,500 Building $140,000
2023	$577.00	$170,500 Land $30,500 Building $140,000	$170,500 Land $30,500 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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