326 Monroe St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 326 Monroe St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1952
Square Footage	864 sqft Living Area
Lot Size	6,250 sqft (0.143 acres)
Occupancy	Owner Occupied
Last Sale	$76,000 (2006)
Tax Bill	$1,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8912-30-131-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	864 sqft Living Area
1st Floor	864 sqft 1st Floor
Basement Area	864 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,250 sqft (0.143 acres)
Depth X Width	125 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	352 sqft Garage
Patio Area	96 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	326 MONROE ST
City	WATERLOO
State	IA
Zip	50703-4308
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HILLSIDE ADDITION WATERLOO LOT 4 BLK 7
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	HILLSIDE ADDITION WATERLOO
Legal Block	7
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3008
Census Tract	1900

Owner

Source: Black Hawk County records · APN 8912-30-131-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	326 MONROE ST, WATERLOO, IA 50703-4308
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2006 · Amount on Record
Deed Sale	Apr 19, 2006 · Amount on Record
Prior Sale	Mar 22, 2005 · Amount on Record
Deed Doc Number	200625274
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 13, 2026
Property Address	326 MONROE ST, WATERLOO, IA 50703-4308
Document Number	0000004989
Instrument Date	Mar 12, 2026
Instrument	20264989
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 MONROE ST, WATERLOO, IA 50703-4308
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004989,
Date	Apr 13, 2026
Instrument	20264989

Lender

Name	CITY OF WACO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	10%
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00 Homeowner's exemption	$90,390 (+40.58%) Land $5,340 Building $85,050	$90,390 (+40.58%) Land $5,340 Building $85,050
2024	$1,174.00 (+12.88%)
2023		$64,300 (+14.43%) Land $5,340 Building $58,960	$64,300 (+14.43%) Land $5,340 Building $58,960
2022	$1,040.00 Homeowner's exemption	$56,190 Land $5,340 Building $50,850
2021			$56,190 Land $5,340 Building $50,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.