Black Hawk County property record for 326 Monroe St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1952 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Apr 2006) |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-131-006 |
| Primary APN | 8912-30-131-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Garage Area | 352 sqft Garage |
| Patio Area | 96 sqft Patio |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 326 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE ADDITION WATERLOO LOT 4 BLK 7 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | HILLSIDE ADDITION WATERLOO |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1900 |
Source: Black Hawk County records · APN 8912-30-131-006
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 MONROE ST, WATERLOO, IA 50703-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2006 · Amount on Record |
| Deed Sale | Apr 19, 2006 · Amount on Record |
| Prior Sale | Mar 22, 2005 · Amount on Record |
| Deed Document Number | 200625274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 13, 2026 |
| Property Address | 326 MONROE ST, WATERLOO, IA 50703-4308 |
| Document Number | 0000004989 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 20264989 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 326 MONROE ST, WATERLOO, IA 50703-4308 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004989, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20264989 |
| Name | CITY OF WACO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 10% |
|---|---|
| Max Rate | -1% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 Homeowner's exemption | $90,390 (+40.58%) Land $5,340 Building $85,050 | $90,390 (+40.58%) Land $5,340 Building $85,050 |
| 2024 | $1,174.00 (+12.88%) | ||
| 2023 | $64,300 (+14.43%) Land $5,340 Building $58,960 | $64,300 (+14.43%) Land $5,340 Building $58,960 | |
| 2022 | $1,040.00 Homeowner's exemption | $56,190 Land $5,340 Building $50,850 | |
| 2021 | $56,190 Land $5,340 Building $50,850 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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