Monroe County property record for 315 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,822 sqft Living Area |
| Lot Size | 24,394 sqft (0.56 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2024) |
| Tax Bill | $6,463.00 (2024) |
| Primary APN | 07-26-217-067-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,822 sqft Living Area |
| 1st Floor | 1,822 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 24,394 sqft (0.56 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,040 sqft Driveway |
| Garage Area | 572 sqft Garage |
| Deck Area | 200 sqft Deck |
| Patio Area | 200 sqft Patio |
| Porch Area | 324 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 315 MOCKINGBIRD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1275 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 67 WESTVIEW ACRES PHASE VI |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 67 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 17 |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-217-067-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 MOCKINGBIRD LN, WATERLOO, IL 62298-1275 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Feb 24, 2026 | Intrafamily Transfer, Transfer · Building or Construction Mortgage OPTIMUM FIRST INC |
| Aug 08, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage M&T BK |
| Jun 19, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on Record |
| Deed Sale | Dec 11, 2024 · Amount on Record |
| Deed Doc Number | 2024435737 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0000441373 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 315 MOCKINGBIRD LN, WATERLOO, IL 62298-1275 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000424875 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 424875 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 24, 2026 |
| Property Address | 315 MOCKINGBIRD LN, WATERLOO, IL 62298-1275 |
| Document Number | 0000441373 |
| Instrument Date | Feb 04, 2026 |
| Instrument | 441373 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 MOCKINGBIRD LN, WATERLOO, IL 62298-1275 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 315 MOCKINGBIRD LN, WATERLOO, IL 62298-1275 |
| Investor | Possibly a Property Investor |
| Document Number | 0000441374 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 441374 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 315 MOCKINGBIRD LN, WATERLOO, IL 62298-1275 |
| Document Number | 0000403875 |
| Instrument Date | Aug 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 315 MOCKINGBIRD LN WATERLOO IL 622981275, WATERLOO, IL 62298-1275 |
| Document Number | 0000403875 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 403875 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 315 MOCKINGBIRD LN, WATERLOO, IL 62298-1275 |
| Document Number | 0000390756 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 315 MOCKINGBIRD LN WATERLOO IL 622981275, WATERLOO, IL 62298-1275 |
| Document Number | 0000390756 |
|---|---|
| Date | Jul 05, 2017 |
| Instrument | 390756 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 04, 2042 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117,940 (+2.39%) Land $18,700 Building $99,240 | $353,820 (+2.39%) Land $56,100 Building $297,720 | |
| 2024 | $6,463.00 Additional exemption filed | $115,189 (+22.1%) Land $17,943 Building $97,246 | $345,567 (+22.1%) Land $53,829 Building $291,738 |
| 2022 | Additional exemption filed | $94,340 Land $16,590 Building $77,750 | $283,020 Land $49,770 Building $233,250 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures