326 Middle Dr, Sparta, TN 38583 Property Records

White County property record for 326 Middle Dr, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1996
Lot Size	0.663 acres (28,900 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Sep 2017)
Tax Bill	$612 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093067G B 01400`

Property Details

APN / Parcel Number

Primary APN	`093067G B 01400`
Alternative APN	`067G B 01400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,900 sqft (0.663 acres)
Lot Dimensions	289 ft deep x 100 ft wide
Terrain	Rolling
Porch	Patio
Porch Area	580 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	326 MIDDLE DR
City	SPARTA
State	TN
Zip	38583-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: KNOWLES ADD; LOT: 63
Legal Subdivision	KNOWLES ADD
Legal Lot Number	63
Jurisdiction	WHITE TN
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	935200

Owner

326 Middle Dr is owned and occupied by an individual who bought it in September 2017.

Source: White County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	326 MIDDLE DR, SPARTA, TN 38583-4730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Jan 21, 2011 · Amount on File
Deed Document Number	20173003
Deed Book / Page	403 / 20
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	326 MIDDLE DR, SPARTA, TN 38583-4730
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB511/273
Date	Jun 10, 2022
Book Page	RB511/273
Instrument	22002845

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Sep 6, 2017
Property Address	326 MIDDLE DR, SPARTA, TN 38583-4730
Document Number	0RB403/020
Book / Page	RB403 / 020
Map Reference	MB 1 PG 138
Instrument Date	Aug 31, 2017
Instrument	17003003
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	PARAMOUNT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 MIDDLE DR, SPARTA, TN 38583-4730

Mortgage

Document Number	0017003004
Date	Sep 6, 2017
Instrument	17003004

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 326 Middle Dr was $612.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00	$43,425 Land $5,000 Building $38,425	$173,700 Land $20,000 Building $153,700
2023		$24,700 (-) Land $2,500 Building $22,200
2022		$24,700 Land $2,500 Building $22,200	$98,800 Land $10,000 Building $88,800
2021	$506.00
2020			$98,800 Land $10,000 Building $88,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 326 Middle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Middle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Dr

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