244 Middle Dr, Sparta, TN 38583 Property Records

White County property record for 244 Middle Dr, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,196 sqft · built 1978
Lot Size	0.854 acres (37,200 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Sep 2011)
Tax Bill	$417 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093067G B 01000`

Property Details

APN / Parcel Number

Primary APN	`093067G B 01000`
Alternative APN	`067G B 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1984
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,200 sqft (0.854 acres)
Lot Dimensions	372 ft deep x 100 ft wide
Terrain	Rolling
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	244 MIDDLE DR
City	SPARTA
State	TN
Zip	38583-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: KNOWLES ADD; LOT: 59
Legal Subdivision	KNOWLES ADD
Legal Lot Number	59
Jurisdiction	WHITE TN
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	935200

Owner

244 Middle Dr is owned and occupied by an individual who bought it in September 2011.

Source: White County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	244 MIDDLE DR, SPARTA, TN 38583-4730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Oct 27, 2020	Deed of Trust, Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2011 · Amount on File
Deed Sale	Sep 6, 2011 · Amount on File
Prior Sale	Nov 27, 1979
Deed Document Number	20112772
Deed Book / Page	302 / 410
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Recording Date	Jun 3, 2026
Property Address	244 MIDDLE DR, SPARTA, TN 38583-4730
Document Number	0000002547
Book / Page	602 / 930
Instrument Date	May 29, 2026
Instrument	20262547
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MIDDLE DR, SPARTA, TN 38583-4730

Mortgage

Document Number	0000002547,
Date	Jun 3, 2026
Book Page	602/930
Instrument	20262547

Lender

Name	CITIZENS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	244 MIDDLE DR, SPARTA, TN 38583-4730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004414
Date	Oct 27, 2020
Book Page	RB467/74
Instrument	20004414

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 244 Middle Dr was $417.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$417.00	$29,575 Land $5,000 Building $24,575	$118,300 Land $20,000 Building $98,300
2023		$16,975 Land $2,500 Building $14,475
2021	$348.00
2020			$67,900 Land $10,000 Building $57,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 244 Middle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Middle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Dr

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