Middlesex County and Reading Town property record for 326 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 1941 |
| Lot Size | 0.331 acres (14,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Sep 2005) |
| Tax Bill | $8,726 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0093.0 |
| Primary APN | READ M:026.0-0000-0093.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 3,563 sqft |
| 1st Floor Area | 1,990 sqft |
| Basement Area | 1,030 sqft |
| Unfinished Basement | 618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,401 sqft (0.331 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1110000000210 |
|---|---|
| Street Address | 326 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 326 LOWELL ST, READING, MA 01867-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Jun 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2005 · Amount on Record |
| Deed Sale | Sep 8, 2005 · Amount on Record |
| Prior Sale | May 6, 2004 · Amount on Record |
| Deed Document Number | 2005200103 |
| Deed Book / Page | 46055 / 129 |
| Transfer Doc | 69421-62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 326 LOWELL ST, READING, MA 01867-1523 |
| Document Number | 0000118174 |
| Book / Page | 86148 / 38 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026118174 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 326 LOWELL ST, READING, MA 01867-1523 |
| Document Number | 0000118174, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 86148/38 |
| Instrument | 2026118174 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 326 LOWELL ST, READING, MA 01867-1523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74067-186 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 74067/186 |
| Instrument | 15062 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 13, 2017 |
| Property Address | 326 LOWELL ST, READING, MA 01867-1523 |
| Document Number | 69421-62 |
| Book / Page | 069421 / 000062 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 88265 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 LOWELL ST READING MA 018671523, READING, MA 01867-1523 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,726.00 (-2.27%) | $796,200 (+1.57%) Land $437,300 Building $358,900 | $861,771 (+2.58%) |
| 2025 | $8,929.00 (+1.18%) | $783,900 (+4.1%) Land $430,600 Building $353,300 | $840,085 (+5.01%) |
| 2024 | $8,825.00 (+3.25%) | $753,000 (+10.91%) Land $413,600 Building $339,400 | $799,995 |
| 2023 | $8,547.00 | $678,900 Land $372,900 Building $306,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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