326 Jacobs Pillar Rd, Smithville, TN 37166 Property Records

DeKalb County property record for 326 Jacobs Pillar Rd, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,429 sqft · built 1959
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$2,500 (Oct 2007)
Tax Bill	$799 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021073 01301`

Property Details

APN / Parcel Number

Primary APN	`021073 01301`
Alternative APN	`073 01301`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	3,533 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1984
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Lot Dimensions	470 ft deep x 130 ft wide
Terrain	Rolling
Garage Type	Detached
Porch	Open Porch
Porch Area	108 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 JACOBS PILLAR RD
City	SMITHVILLE
State	TN
Zip	37166-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 9
Jurisdiction	DE KALB TN
Township / Civil Division	7
Census Block Group	1
Census Block	1026
Census Tract	920201

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
May 3, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2007 · Amount on Record
Deed Sale	Oct 10, 2007 · Amount on Record
Prior Sale	Dec 11, 2006 · Amount on Record
Deed Document Number	0000274391
Deed Book / Page	256 / 133
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	326 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204

Mortgage

Document Number	0005250000000142
Date	May 3, 2022
Book Page	0000000525/0000000142
Instrument	203662

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	896 Months
Due	Jan 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.33%
Type Change Date	Jun 1, 2020

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	326 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204

Mortgage

Document Number	0005250000000127
Date	May 3, 2022
Book Page	0000000525/0000000127
Instrument	203661

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	896 Months
Due	Jan 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.33%
Type Change Date	Jun 1, 2020

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00 (-16.51%)	$31,825 (-) Land $7,025 Building $24,800
2023		$31,825 (-42.43%) Land $7,025 Building $24,800
2022	$957.00	$55,280 Land $11,240 Building $44,040	$138,200 (+8.56%) Land $28,100 Building $110,100
2021			$127,300 Land $28,100 Building $99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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