304 Jacobs Pillar Rd, Smithville, TN 37166 Property Records

DeKalb County property record for 304 Jacobs Pillar Rd, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 1961
Lot Size	0.483 acres (21,054 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Jul 2018)
Tax Bill	$708 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021073 01300`

Property Details

APN / Parcel Number

Primary APN	`021073 01300`
Alternative APN	`073 01300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,054 sqft (0.483 acres)
Lot Dimensions	188 ft deep x 129 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 JACOBS PILLAR RD
City	SMITHVILLE
State	TN
Zip	37166-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 9
Jurisdiction	DE KALB TN
Township / Civil Division	7
Census Block Group	1
Census Block	1026
Census Tract	920201

Owner

Source: DeKalb County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING
Apr 17, 2023	Deed of Trust, Mortgage · FHA Mortgage MILEND
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 19, 2018	Warranty Deed, Transfer · FHA Mortgage STOCK MTG
May 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Document Number	20183777
Deed Book / Page	430 / 773
Prior Transfer Date	May 24, 2018
Prior Transfer Doc	0004280075
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	304 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204

Mortgage

Document Number	0006030000000344
Date	Sep 12, 2025
Book Page	0000000603/0000000344
Instrument	220855

Lender

Name	PLANET HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	304 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204

Mortgage

Document Number	0005470000000647
Date	Apr 17, 2023
Book Page	0000000547/0000000647
Instrument	208813

Lender

Name	MILEND

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	304 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Document Number	0000195646
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 JACOBS PILLAR RD SMITHVILLE TN 371666204, SMITHVILLE, TN 37166-6204

Mortgage

Document Number	0000195646
Date	Jan 21, 2021
Book Page	000484/000780
Instrument	195646

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jul 19, 2018
Property Address	304 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Document Number	0000183777
Book / Page	000430 / 000773
Instrument Date	Jul 18, 2018
Instrument	183777
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 JACOBS PILLAR RD SMITHVILLE TN 371666204, SMITHVILLE, TN 37166-6204

Mortgage

Document Number	183778
Date	Jul 19, 2018
Book Page	000430/000776
Instrument	183778

Lender

Name	STOCK MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB TN
Recording Date	May 25, 2018
Property Address	304 JACOBS PILLAR RD, SMITHVILLE, TN 37166-6204
Document Number	0000183111
Book / Page	000428 / 000075
Instrument Date	May 24, 2018
Instrument	183111
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 JACOBS PILLAR RD SMITHVILLE TN 371666204, SMITHVILLE, TN 37166-6204

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$708.00 (+44.79%)	$28,225 (-) Land $5,000 Building $23,225
2023		$28,225 (-) Land $5,000 Building $23,225
2022	$489.00	$28,225 Land $5,000 Building $23,225	$112,900 (-) Land $20,000 Building $92,900
2021			$112,900 Land $20,000 Building $92,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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