326 Irvin St, Cornelia, GA 30531 Property Records

Habersham County property record for 326 Irvin St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 964 sqft · built 1960
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Sep 2019)
Tax Bill	$2,481 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089B051`

Property Details

APN / Parcel Number

Primary APN	`089B051`
Alternative APNs	`677910` `398356`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	964 sqft Heated Area
Gross Area	1,344 sqft
1st Floor Area	964 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	72,745 sqft (1.67 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	156 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	398356
Street Address	326 IRVIN ST
City	CORNELIA
State	GA
Zip	30531-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-171 BOLING LTS DB 1201-708
Legal Lot Number	DB
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4027
Census Tract	604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 IRVIN ST, CORNELIA, GA 30531-3564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2024	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Sep 9, 2019	Warranty Deed, Transfer · Line of Credit SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	20191752
Deed Book / Page	1201 / 708
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	326 IRVIN ST, CORNELIA, GA 30531-3564
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 IRVIN ST, CORNELIA, GA 30531-3564

Mortgage

Document Number	0000001381/0000000993
Date	Nov 8, 2024
Book Page	0000001381/0000000993

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	326 IRVIN ST, CORNELIA, GA 30531-3564
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 IRVIN ST, CORNELIA, GA 30531-3564

Mortgage

Document Number	0000001201/0000000710
Date	Sep 16, 2019
Book Page	0000001201/0000000710

Lender

Name	SOUTHERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2024

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 9, 2019
Property Address	326 IRVIN ST, CORNELIA, GA 30531-3564
Document Number	001201/708
Book / Page	1201 / 708
Instrument Date	Sep 9, 2019
Instrument	2019-001752
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 IRVIN ST, CORNELIA, GA 30531-3564

Mortgage

Document Number	0000001201/0000000710
Date	Sep 16, 2019
Book Page	0000001201/0000000710

Lender

Name	SOUTHERN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,481.00 (+99.12%)	$76,827 (+60.03%) Land $21,144 Building $55,683	$192,067 (+60.03%) Land $52,860 Building $139,207
2023	$1,246.00 (+22.76%)	$48,008 (+22.76%) Land $20,800 Building $27,208	$120,020 (+22.76%) Land $52,000 Building $68,020
2022	$1,015.00	$39,108 Land $15,676 Building $23,432	$97,770 Land $39,190 Building $58,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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