Habersham County property record for 323 Irvin St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,802 sqft · built 1964 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,040 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 089B044 |
| Primary APN | 089B044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,802 sqft Heated Area |
| Gross Area | 3,050 sqft |
| 1st Floor Area | 1,802 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 143 ft deep x 110 ft wide |
| Garage Type | Unfinished |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Canopy | 120 sqft |
| Storage Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 398344 |
|---|---|
| Street Address | 323 IRVIN ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 10-150 WESTSIDE LT 1037-180 |
| Legal Subdivision | WEST SIDE |
| Legal Lot Number | 1037-18 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 604 |
323 Irvin St is owned and occupied by two individuals.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 IRVIN ST, CORNELIA, GA 30531-3567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 323 IRVIN ST, CORNELIA, GA 30531-3567 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 323 IRVIN ST, CORNELIA, GA 30531-3567 |
| Document Number | 0000001204/0000000508 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 0000001204/0000000508 |
| Name | SOUTHERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2024 |
The 2026 property tax bill for 323 Irvin St was $1,040 with exemptions applied.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,040.00 Homeowner's exemption Senior Citizen's exemption | $95,372 Land $12,953 Building $82,419 | $238,430 Land $32,383 Building $206,047 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $58,420 (+16.39%) Land $8,712 Building $49,708 | $146,050 (+16.39%) Land $21,780 Building $124,270 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $50,192 Land $7,188 Building $43,004 | $125,480 Land $17,970 Building $107,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Irvin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Irvin St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband.
5G (outdoors only) and 4G LTE
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