326 Howards Ln, Hampstead, NC 28443 Property Records

Pender County property record for 326 Howards Ln, Hampstead, NC 28443 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1998
Square Footage	2,032 sqft Living Area
Lot Size	46,174 sqft (1.05 acres)
Occupancy	Owner Occupied
Last Sale	$575,000 (2006)
Tax Bill	$3,950.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3292-73-0687-0000`
Alternative APNs	`400589400` `589400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Building Area	2,032 sqft Living Area
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Architectural Style	Conventional Style
Exterior Material	Wood Shingle Exterior
Foundation Type	Pile Foundation
Lot Area	46,174 sqft (1.05 acres)
Garage Type	Detached Garage
Garage Area	2,259 sqft Garage

Exterior Amenities

Patio Area	367 sqft Patio
Porch	1 Porch
Porch Area	367 sqft Porch
Lean-To	300 sqft Lean-To

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	400589400
Old Parcel Number	3292 73 0687 0000
Street Address	326 HOWARDS LN
City	HAMPSTEAD
State	NC
Zip	28443-8445
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 12,PB 25/136 L E HOWARD DIVISION
Legal Subdivision	L E HOWARD DIVISION
Legal Lot Number	12
Jurisdiction	PENDER NC
Minor Civil Division	TOPSAIL
Census Blockgroup	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County records · APN 3292-73-0687-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	326 HOWARDS LN, HAMPSTEAD, NC 28443-8445
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2006 · Amount on Record
Deed Sale	Feb 10, 2006 · Amount on Record
Deed Doc Number	0001492884
Deed Book / Page	149 / 2884
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	326 HOWARDS LN, HAMPSTEAD, NC 28443-8445
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046521628
Date	Oct 10, 2017
Book Page	4652/1628
Instrument	4652-1628

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,950.00 (+13.34%)	$777,289 (+91.72%) Land $253,000 Building $524,289	$777,289 (+91.72%) Land $253,000 Building $524,289
2023		$405,421 (-) Land $136,816 Building $268,605	$405,421 (-) Land $136,816 Building $268,605
2022	$3,485.00	$405,421 Land $136,816 Building $268,605	$405,421 Land $136,816 Building $268,605

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.