Pender County property record for 309 Howards Ln, Hampstead, NC 28443 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1981 |
| Square Footage | 1,876 sqft Living Area |
| Lot Size | 114,563 sqft (2.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,670,000 (2024) |
| Tax Bill | $5,686.00 (2025) |
| Primary APN | 3292-73-3487-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,876 sqft Living Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Lot Area | 114,563 sqft (2.63 acres) |
| Depth X Width | 286 ft x 181 ft Depth x Width |
| Total Buildings | 2 Total Buildings |
| Porch | 1 Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 000058934 |
|---|---|
| Street Address | 309 HOWARDS LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 6 & 6A,PB 25/123 L E HOWARD DIV |
| Legal Subdivision | L E HOWARD DIVISION |
| Legal Lot Number | 6A |
| Jurisdiction | PENDER NC |
| Minor Civil Division | TOPSAIL |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 920202 |
Source: Pender County records · APN 3292-73-3487-0000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 HOWARDS LN, HAMPSTEAD, NC 28443-8445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Apr 28, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP |
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Oct 07, 2021 | Warranty Deed, Transfer · Line of Credit PINNACLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on Record |
| Deed Sale | Sep 11, 2024 · Amount on Record |
| Prior Sale | Oct 07, 2021 · Amount on Record |
| Deed Doc Number | 202420132970 |
| Deed Book / Page | 4846 / 112 |
| Prior Transfer Date | Apr 24, 2012 |
| Prior Transfer Doc | 0040630215 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 309 HOWARDS LN, HAMPSTEAD, NC 28443-8445 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047771045 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 4777/1045 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 309 HOWARDS LN, HAMPSTEAD, NC 28443-8445 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 HOWARDS LN, HAMPSTEAD, NC 28443-8445 |
| Document Number | 0048612192 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | 4861/2192 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 22, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 11, 2024 |
| Property Address | 309 HOWARDS LN, HAMPSTEAD, NC 28443-8445 |
| Document Number | 0048460112 |
| Book / Page | 4846 / 112 |
| Map Reference | MB 25 PG 136 |
| Instrument Date | Aug 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,340.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2030 EASTWOOD RD STE 9, 9, WILMINGTON, NC 28403-7227 |
| Name | Verified Name |
|---|---|
| Address | 309 HOWARDS LN, HAMPSTEAD, NC 28443-8445 |
| Document Number | 0048460115 |
|---|---|
| Date | Sep 11, 2024 |
| Instrument | 4846-0115 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 309 HOWARDS LN, HAMPSTEAD, NC 28443-8445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047681206 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 4768/1206 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Oct 07, 2021 |
| Property Address | 309 HOWARDS LN, HAMPSTEAD, NC 28443-8445 |
| Document Number | 0047671647 |
| Book / Page | 4767 / 1647 |
| Map Reference | MB 25 PG 1123 |
| Instrument Date | Oct 04, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,602.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 555 WINDSTAR LN, WILMINGTON, NC 28411-8401 |
| Name | Verified Name |
|---|---|
| Address | 2040 EASTWOOD RD # 9, 9, WILMINGTON, NC 28403-7228 |
| Document Number | 0047681206 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 4768/1206 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,686.00 (+10.24%) | $1,584,208 (+167.07%) Land $1,201,223 Building $382,985 | $1,584,208 (+167.07%) Land $1,201,223 Building $382,985 |
| 2023 | $593,184 (-) Land $438,682 Building $154,502 | $593,184 (-) Land $438,682 Building $154,502 | |
| 2022 | $5,158.00 | $593,184 Land $438,682 Building $154,502 | $593,184 Land $438,682 Building $154,502 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Coastal | Yes |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | L07 “Lea Island” |
| Unit Type | System Unit |
| Designated | November 16, 1990 |
| NFIP Eligibility | Eligible (built 1981) built before the November 16, 1990 cutoff |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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