326 Harbor Dr, Macon, NC 27551 Property Records

Warren County property record for 326 Harbor Dr, Macon, NC 27551

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,307 sqft · built 2006
Lot Size	0.956 acres (41,677 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jul 2018)
Tax Bill	$8,272 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`I2A104`

Property Details

APN / Parcel Number

Primary APN	`I2A104`
Alternative APN	`48929`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,307 sqft Heated Area
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	41,677 sqft (0.956 acres)
Terrain	Mountain
View / Lot	Waterfront
Garage Type	Attached
Garage Area	544 sqft

Exterior Amenities

Shed	1 Shed
Shed Area	60 sqft
Boat Access	Boat Access
Boat House	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	48929
Street Address	326 HARBOR DR
City	MACON
State	NC
Zip	27551-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 & ADDN HARBOR LNDG
Legal Lot Number	16
Jurisdiction	WARREN NC
Township / Civil Division	SIXPOUND
Census Block Group	1
Census Block	1002
Census Tract	950101

Owner

326 Harbor Dr is owned by two individuals who bought it in July 2018.

Source: Warren County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 GYNNIS CREEK DR, MONCURE, NC 27559-9224
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage CAPITAL BANK NA
Jul 3, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Sep 20, 2002 · Amount on File
Deed Document Number	20181463
Deed Book / Page	1026 / 767
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	326 HARBOR DR, MACON, NC 27551-9181
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001026/0000000770
Date	Jul 3, 2018
Book Page	0000001026/0000000770

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	174 Months
Due	Jan 1, 2033

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NC
Recording Date	Jul 3, 2018
Property Address	326 HARBOR DR, MACON, NC 27551-9181
Document Number	001026/767
Book / Page	1026 / 767
Instrument Date	Jun 25, 2018
Instrument	000000001463
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 GYNNIS CREEK DR, MONCURE, NC 27559-9224

Tax Assessment & Valuation

The 2026 property tax bill for 326 Harbor Dr was $8,272, up 3% from the year before.

Source: Warren County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Warren County
Unified School District	Warren County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,272.00 (+2.98%)
2025	$8,033.00	$1,298,481 Land $570,000 Building $728,481	$1,298,481 Land $570,000 Building $728,481
2023	$6,022.00	$686,871 Land $285,000 Building $401,871	$686,871 Land $285,000 Building $401,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER SYSTEM serves 13,230 people · EPA ID NC0293015
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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