294 Harbor Dr, Macon, NC 27551 Property Records

Warren County property record for 294 Harbor Dr, Macon, NC 27551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,414 sqft · built 2006
Owner	Individual Name on File
Last Sale	$950,000 (Oct 2021)
Tax Bill	$8,717 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I2A 95`

Property Details

APN / Parcel Number

Primary APN	`I2A 95`
Alternative APN	`51482`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,414 sqft Heated Area
Basement Area	519 sqft
Unfinished Basement	519 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Composition/Composite
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Terrain	Mountain
View / Lot	Water

Exterior Amenities

Shed	1 Shed
Shed Area	50 sqft
Boat Access	Boat Access
Boat House	976 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	51482
Street Address	294 HARBOR DR
City	MACON
State	NC
Zip	27551-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 HARBOR LANDING
Legal Lot Number	7
Jurisdiction	WARREN NC
Township / Civil Division	SIXPOUND
Census Block Group	1
Census Block	1002
Census Tract	950101

Owner

Source: Warren County records · APN I2A 95

Assessment roll updated January 1, 2024 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6005 SWEET GUM DR, WILMINGTON, NC 28409-6202
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Jul 01, 2008 · Amount on Record
Deed Document Number	0001091630
Deed Book / Page	1091 / 630
Record Updated	Jun 08, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NC
Recording Date	Oct 25, 2021
Property Address	294 HARBOR DR, MACON, NC 27551-8809
Document Number	1091/630
Book / Page	1091 / 630
Map Reference	CAB 1 SL 137A PL 2
Instrument Date	Sep 30, 2021
Instrument	3615
Transaction Type	Transfer
Record Updated	Nov 05, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6005 SWEET GUM DR, WILMINGTON, NC 28409-6202

Mortgage

Document Number	3616
Date	Oct 25, 2021
Instrument	3616

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 01, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated January 1, 2024 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Warren County
Unified School District	Warren County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,717.00 (+48%)	$1,435,857 (+108.42%) Land $540,000 Building $895,857	$1,435,857 (+108.42%) Land $540,000 Building $895,857
2023	$5,890.00	$688,941 Land $270,000 Building $418,941	$688,941 Land $270,000 Building $418,941

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WARREN COUNTY WATER SYSTEM serves 13,230 people
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.