Lorain County property record for 326 Georgia Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,197 sqft · built 1930 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Jan 2023) |
| Tax Bill | $1,262 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-003-106-040 |
| Primary APN | 02-01-003-106-040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,197 sqft Living Area |
| 1st Floor Area | 739 sqft |
| Upper Floors Area | 458 sqft |
| Basement Area | 732 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 150 ft deep x 32 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 326 GEORGIA AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAGEMAN 32.33 X 150 |
| Legal Subdivision | HAGEMAN |
| Legal Tract | 01 |
| Legal Block | 106 |
| Legal Lot Number | 17 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 22200 |
326 Georgia Ave is owned and occupied by an individual who bought it in January 2023.
Source: Lorain County records, as of September 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 GEORGIA AVE, LORAIN, OH 44052-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Transfer on Death Deed, Transfer |
| Jan 31, 2023 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on File |
| Deed Sale | Jan 31, 2023 · Amount on File |
| Deed Document Number | 2023905372 |
| Prior Transfer Date | Jan 30, 2009 |
| Prior Transfer Doc | 0000282540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 25, 2025 |
| Property Address | 326 GEORGIA AVE, LORAIN, OH 44052-2154 |
| Document Number | 0000069181 |
| Map Reference | VOL 3 PG 42 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025-0069181 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 GEORGIA AVE, LORAIN, OH 44052-2154 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 31, 2023 |
| Property Address | 326 GEORGIA AVE, LORAIN, OH 44052-2154 |
| Document Number | 0000905372 |
| Map Reference | VOL 3 PG 42 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023-0905372 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 VIRGINIA DR STE 125, 125, FORT WASHINGTON, PA 19034-3235 |
| Document Number | 0000905373 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023-0905373 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Number | 0000905374 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023-0905374 |
| Name | OHIO HOUSING FINANCE AGENCY0 |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 326 Georgia Ave was $1,262, down 7.3% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,262.00 (-7.27%) | $33,010 (+%) Land $3,360 Building $29,650 | $94,310 (-) Land $9,600 Building $84,710 |
| 2024 | $1,361.00 (+12.2%) | $33,009 (+40.09%) Land $3,360 Building $29,649 | $94,310 (+40.09%) Land $9,600 Building $84,710 |
| 2023 | $1,213.00 (+0.83%) | $23,563 (+0.01%) Land $3,994 Building $19,569 | $67,320 Land $11,410 Building $55,910 |
| 2022 | $1,203.00 | $23,560 Land $3,990 Building $19,570 | |
| 2021 | $67,320 Land $11,410 Building $55,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 326 Georgia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 326 Georgia Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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