322 Georgia Ave, Lorain, OH 44052 Property Records

Lorain County property record for 322 Georgia Ave, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,348 sqft · built 1900
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$534 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-01-003-106-039

Property Details

APN / Parcel Number

Primary APN02-01-003-106-039

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,348 sqft Living Area
1st Floor Area698 sqft
2nd Floor Area624 sqft
Upper Floors Area34 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1923
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchPorch
Porch Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address322 GEORGIA AVE
CityLORAIN
StateOH
Zip44052-2154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAGEMAN 50 X 150 S/L 16
Legal SubdivisionO F HAGEMANS ADDITION
Legal Tract1
Legal Block106
Legal Lot Number16
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1010
Census Tract22200

Owner

322 Georgia Ave is owned and occupied by an individual who acquired it in December 2005.

Source: Lorain County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address322 GEORGIA AVE, LORAIN, OH 44052-2154
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2005
Deed SaleDec 6, 2005
Prior SaleJul 27, 2001 · Amount on File
Deed Document Number2005093430
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address322 GEORGIA AVE, LORAIN, OH 44052-2154
Document Number0000697702
Instrument DateDec 4, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 GEORGIA AVE LORAIN OH 440522154, LORAIN, OH 44052-2154

Mortgage

Document Number0000697702
DateDec 10, 2018
Instrument697702
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount on Record
Term360 Months
DueDec 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 322 Georgia Ave was $534.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$534.00$34,790 (+0.01%) Land $5,250 Building $29,540$99,390 (-) Land $15,000 Building $84,390
2024$534.00 (-6.97%)$34,787 (+71.15%) Land $5,250 Building $29,537$99,390 (+71.16%) Land $15,000 Building $84,390
2023$574.00 (-2.71%)$20,325 (+0.02%) Land $6,241 Building $14,084$58,070 Land $17,830 Building $40,240
2022$590.00$20,320 Land $6,240 Building $14,080
2021$58,070 Land $17,830 Building $40,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Georgia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 322 Georgia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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