326 Fourth Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 326 Fourth Ave, Cape May, NJ 08204 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2025
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$2,125,000 (Mar 2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Dec 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN12-00044-0000-00010

Property Details

APN / Parcel Number

Primary APN12-00044-0000-00010

Interior

Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address324 FOURTH AVE
CityCAPE MAY
StateNJ
Zip08204-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block44
Legal Lot Number10
JurisdictionCAPE MAY NJ
Township / Civil DivisionWEST CAPE MAY
Census Block Group3
Census Block3016
Census Tract21900

Owner

Source: Cape May County and West Cape May Borough records · APN 12-00044-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address127 INNISCRONE DR, AVONDALE, PA 19311-9352
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Dec 11, 2024Deed, Transfer
STONE CAPITAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2026 · Amount on Record
Deed SaleMar 18, 2026 · Amount on Record
Prior SaleSep 22, 2025 · Amount on Record
Deed Document Number202691720
Deed Book / Page4271 / 147
Record UpdatedSep 20, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateMar 18, 2026
Property Address326 FOURTH AVE, CAPE MAY, NJ 08204-1025
Document Number0000091720
Book / PageD4271 / 147
Instrument DateFeb 27, 2026
Instrument2026091720
Transaction TypeTransfer
Record UpdatedApr 07, 2026
Title CompanyINFINITY TITLE CORPORATION, INFINITY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8 ARTHURS CT, NORTH CAPE MAY, NJ 08204-3897

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address127 INNISCRONE DR, AVONDALE, PA 19311-9352

Mortgage

Document Number0000091721
DateMar 18, 2026
Instrument2026091721
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

December 2024: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateDec 11, 2024
Property Address326 FOURTH AVE, CAPE MAY, NJ 08204-1025
Document Number0000054001
Book / PageD4200 / 100
Instrument DateDec 05, 2024
Instrument2024054001
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanySEABOARD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$75.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address253 HYDE PARK AVE # AVE19, AVE19, JAMAICA PLAIN, MA 02130-4225

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 ARTHURS CT, CAPE MAY, NJ 08204-3897

Mortgage

Document Number0000054002
DateDec 11, 2024
Book PageM6771/643
Instrument2024054002
Lender
NameSTONE CAPITAL LLC
Address11825 PARADISE DR, STONE HARBOR, NJ 08247
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityWest Cape May Borough
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictWest Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2026$974,400 (+274.77%) Land $260,000 Building $714,400$974,400 (+274.77%) Land $260,000 Building $714,400
2025$260,000 Land $260,000$260,000 Land $260,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090219003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 213 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
61 under condo master policies
Nearby Flood Claims98 (1978–2023)
Claims Outside the SFHA10 of 98
Most Recent ClaimDec 2023, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Severe Coastal Storm, Jan 1992 · 11 claims
  • Hurricane Gloria, Sep 1985 · 31 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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