325 Fourth Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 325 Fourth Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	3,222 sqft · built 2011
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$1,799,000 (Oct 2024)
Tax Bill	$8,971 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00045-0000-00002-02`

Property Details

APN / Parcel Number

Primary APN	`12-00045-0000-00002-02`
Alternative APN	`1200045000000002`

Interior

Stories	2 Stories
Building Area	3,222 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	325 FOURTH AVE
City	CAPE MAY
State	NJ
Zip	08204-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1.02
Legal Block	45
Legal Lot Number	2.2
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	3
Census Block	3017
Census Tract	21900

Owner

325 Fourth Ave is owned and occupied by two individuals who bought it in October 2024.

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 FOURTH AVE, CAPE MAY, NJ 08204-1024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024 · Amount on File
Deed Sale	Oct 2, 2024 · Amount on File
Prior Sale	Sep 27, 2011 · Amount on File
Deed Document Number	202448625
Deed Book / Page	4189 / 305
Prior Transfer Date	Mar 30, 2010
Prior Transfer Doc	0000000170
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	325 FOURTH AVE, CAPE MAY, NJ 08204-1024
Document Number	0063110437
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	VICTORIAN ABSTRACT AGENCY, VICTORIAN ABS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 FOURTH AVE CAPE MAY NJ 082041024, CAPE MAY, NJ 08204-1024

Mortgage

Document Number	0063110437
Date	Jan 11, 2021
Book Page	006311/000437
Instrument	1531

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602-2853

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 10, 2046

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,500 (-) Land $260,000 Building $336,500	$596,500 (-) Land $260,000 Building $336,500
2025		$596,500 Land $260,000 Building $336,500	$596,500 Land $260,000 Building $336,500
2024	$8,971.00
2023		$596,500 Land $260,000 Building $336,500	$596,500 Land $260,000 Building $336,500
2022	$8,082.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 325 Fourth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 61 condo units
Nearby Flood Claims	98 (1978–2023)
Claims Outside the SFHA	10 of 98
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Coastal Storm, Jan 1992 · 11 claims Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Fourth Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20