326 Ernst Rd, Reading, PA 19601 Property Records

Berks County property record for 326 Ernst Rd, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1976
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$272,000 (May 2025)
Tax Bill$1,840 (2026)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN4398-20-80-9413

Property Details

APN / Parcel Number

Primary APN4398-20-80-9413
Alternative APNs
  • 27-4398-20-80-9413
  • 27028780
  • 028780

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area240 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialAluminum/Vinyl
Lot Area11,326 sqft (0.26 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number27028780
Street Address326 ERNST RD
CityREADING
StatePA
Zip19601-1142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGREENFIELDS MANOR NO 2
Legal Block80
Legal Lot Number146
JurisdictionBERKS PA
Township / Civil DivisionBERN
Census Block Group1
Census Block1025
Census Tract10304

Owner

326 Ernst Rd is owned and occupied by an individual who bought it in May 2025.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address326 ERNST RD, READING, PA 19601-1142
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2025 · Amount on File
Deed SaleMay 13, 2025 · Amount on File
Prior SaleSep 1, 1976
Deed Document Number202514044
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address326 ERNST RD, READING, PA 19601-1142
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 ERNST RD, READING, PA 19601-1142

Mortgage

Document Number0000037996
DateOct 15, 2020
Instrument2020037996
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueSep 22, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 326 Ernst Rd was $1,840.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionBern Township
Unified School DistrictSchuylkill Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,840.00$92,600 Land $35,400 Building $57,200$35,400 Land $35,400
2024$1,567.00$92,600 Land $35,400 Building $57,200
1994$92,600 Land $35,400 Building $57,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 326 Ernst Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Ernst Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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