Berks County property record for 318 Ernst Rd, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,282 sqft · built 1974 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,885 (2026) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4398-20-80-7433 |
| Primary APN | 4398-20-80-7433 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 459 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 27009340 |
|---|---|
| Street Address | 318 ERNST RD |
| City | READING |
| State | PA |
| Zip | 19601-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GREENFIELDS MANOR SEC 02 |
| Legal Block | 80 |
| Legal Lot Number | 144 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | BERN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10304 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 ERNST RD, READING, PA 19601-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 1998 |
| Deed Sale | Jan 13, 1998 |
| Deed Book / Page | 2899 / 1588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 318 ERNST RD, READING, PA 19601-1142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0000020727 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019020727 |
| Name | VIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Address | LEESPORT, PA 19533 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 17, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Bern Township |
| Unified School District | Schuylkill Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,885.00 (+17.45%) Homeowner's exemption | $95,600 (-) Land $33,600 Building $62,000 | $33,600 (-64.85%) Land $33,600 |
| 2024 | $1,605.00 | $95,600 Land $33,600 Building $62,000 | |
| 1994 | $95,600 Land $33,600 Building $62,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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