326 Emerald Ridge Dr, Temple, TX 76502 Property Records

Bell County property record for 326 Emerald Ridge Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,355 sqft · built 2010
Lot Size	0.14 acres (6,116 sqft)
Owner	Company Name on Record
Tax Bill	$5,429 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0956550414`

Property Details

APN / Parcel Number

Primary APN	`0956550414`
Alternative APNs	`385954` `776917`

Interior

Stories	1 Story
Building Area	1,355 sqft Living Area
1st Floor Area	1,355 sqft

Exterior

Year Built	Built 2010
Foundation Type	Slab (Mat/Raft)
Lot Area	6,116 sqft (0.14 acres)
Lot Dimensions	106 ft deep x 58 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	776917
Street Address	326 EMERALD RIDGE DR
City	TEMPLE
State	TX
Zip	76502-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE III, BLOCK 010, LOT 0003
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE III
Legal Block	10
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1048
Census Tract	20302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 GOLF VIEW DR, GEORGETOWN, TX 78633-4826
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK
Jun 30, 2020	Deed of Trust, Mortgage CENTRAL NAT'L BK
Jul 2, 2020	Grant Deed, Transfer CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020
Deed Sale	Jun 30, 2020
Deed Document Number	2020032602
Last Transfer Date	Jul 2, 2020
Transfer Doc	0000032602
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	326 EMERALD RIDGE DR, TEMPLE, TX 76502-6435
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023926
Date	Apr 20, 2021
Instrument	2021023926

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2022

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	326 EMERALD RIDGE DR, TEMPLE, TX 76502-6435
Document Number	0000032604
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	217 GLEN ARBOR DR LIBERTY HILL TX 786422140, LIBERTY HILL, TX 78642-2140

Mortgage

Document Number	0000032604
Date	Jul 2, 2020
Instrument	32604

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	938 CANYON CREEK DR, TEMPLE, TX 76502-3232

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2025

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 2, 2020
Property Address	326 EMERALD RIDGE DR, TEMPLE, TX 76502-6435
Document Number	0000032602
Instrument Date	Jun 30, 2020
Instrument	32602
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	217 GLEN ARBOR DR LIBERTY HILL TX 786422140, LIBERTY HILL, TX 78642-2140

Mortgage

Document Number	32604
Date	Jul 2, 2020
Instrument	32604

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	938 CANYON CREEK DR, TEMPLE, TX 76502-3232

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2025

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,429.00 (+0.54%)	$236,543 Land $32,000 Building $204,543	$236,543 Land $32,000 Building $204,543
2022	$5,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Emerald Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures