321 Emerald Ridge Dr, Temple, TX 76502 Property Records

Bell County property record for 321 Emerald Ridge Dr, Temple, TX 76502 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 2011
Lot Size	0.136 acres (5,946 sqft)
Owner	Individual Name on File
Tax Bill	$5,298 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0956550381`

Property Details

APN / Parcel Number

Primary APN	`0956550381`
Alternative APNs	`385943` `816662`

Interior

Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Lot Area	5,946 sqft (0.136 acres)
Lot Dimensions	107 ft deep x 56 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft

Location & Zoning

Account Number	816662
Street Address	321 EMERALD RIDGE DR
City	TEMPLE
State	TX
Zip	76502-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE III, BLOCK 005, LOT 0033
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE III
Legal Phase	3
Legal Block	5
Legal Lot Number	33
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1047
Census Tract	20302

Owner

Source: Bell County records · APN 0956550381

Assessment roll updated August 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4529 FORRESTER RD, TEMPLE, TX 76502-4371
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2022	Vendor's Lien, Transfer · Unknown FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 15, 2020	Vendor's Lien, Transfer · Commercial Mortgage EXTRACO BANKS NA
Nov 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2022
Deed Sale	Mar 04, 2022
Prior Sale	Jul 15, 2020
Deed Document Number	2022014428
Record Updated	Jun 08, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 04, 2022
Property Address	321 EMERALD RIDGE DR, TEMPLE, TX 76502-6435
Document Number	0000014428
Map Reference	CAB D SL 117-A
Instrument Date	Mar 04, 2022
Instrument	2022014428
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 EMERALD RIDGE DR, TEMPLE, TX 76502-6435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 FORRESTER RD, TEMPLE, TX 76502-4371

Mortgage

Document Number	0000014429
Date	Mar 04, 2022
Instrument	2022014429

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 15, 2020
Property Address	321 EMERALD RIDGE DR, TEMPLE, TX 76502-6435
Document Number	0000035410
Map Reference	CAB D SL 117-A
Instrument Date	Jul 15, 2020
Instrument	2020-00035410
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15234 CENTRAL LAKES DR, 15234, HUMBLE, TX 77396-4959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 EAGLE LANDING DR, BELTON, TX 76513-5674

Mortgage

Document Number	0000035411
Date	Jul 15, 2020
Instrument	2020-00035411

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2030

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	321 EMERALD RIDGE DR, TEMPLE, TX 76502-6435
Document Number	0000053729
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 EMERALD RIDGE DR TEMPLE TX 765026435, TEMPLE, TX 76502-6435

Mortgage

Document Number	0000053729
Date	Nov 22, 2019
Book Page	011091/000262
Instrument	53729

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$217,000 (-4.26%) Land $40,000 Building $177,000	$217,000 (-4.26%) Land $40,000 Building $177,000
2024	$5,298.00 (+1.85%)
2023	$5,202.00 (-0.8%)	$226,652 Land $32,000 Building $194,652	$226,652 Land $32,000 Building $194,652
2022	$5,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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